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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
Shri K.S. Kedia, J
Bajaj Allianz Life Insurance Co. Ltd. v. Macherla Kishore Kumar
| Table of Content |
|---|
| 1. overview of facts surrounding the insurance claims and initial forum decisions. (Para 1 , 2) |
| 2. discussion on evidence admissibility and the insurance company's arguments. (Para 3 , 5) |
| 3. court's emphasis on the burden of proof and procedural requirements. (Para 4 , 6 , 8 , 10) |
| 4. final decision allowing the appeals and remanding the case. (Para 11 , 12 , 13 , 14) |
1. These are two Revision Petitions filed by the Insurance Company which was the Opposite Party in Consumer Complaint Nos.73 & 74 of 2013. The Complainants therein were the wife and brother of deceased Macherla Kishore Kumar who had taken two separate Insurance Policies on his life for Rs.2 lakhs and Rs.5 lakhs in favour of his wife and brother respectively.
2. One of the complaints was initially allowed by the District Forum, but the other one was dismissed in view of the contest raised on behalf of the Opposite Party. The Opposite Party / Petitioner had contended that the Policy in question had been repudiated since the deceased had suppressed correct information regarding his state of health at the time of obtaining the Policies. According to the Insurance Company, the deceased was suffering from ˜Jaundi
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