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2021 Supreme(Online)(Gau) 461

TRIPURA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, AGARTALA
* U. B. Saha (President), Dr. Chhanda Bhattacharyya (Member), Kamalendu Bikash Das (Member)
Sri Pranab Das – Appellant
Versus
TATA AIA Life Insurance Company Ltd. – Respondent


Advocates:
For the Appellants/Petitioners: Mr. Amrit Lal Saha
For the Respondents: Mr. Sampad Choudhury

Table of Content
1. the case pertains to a consumer complaint against an insurance company. (Para 1 , 2 , 3)
2. the complainant seeks a refund based on premium payments amidst policy terms. (Para 4 , 5 , 17)
3. discussion on legal interpretations of insurance contracts and obligations. (Para 12 , 13 , 14)
4. the court concludes the dismissal of the appeal, aligning with earlier findings. (Para 18 , 19)

1. This appeal is directed against the judgment dated 5.2.2021 passed by the learned District Commission (hereinafter referred to as District Commission), West Tripura, Agartala in Case No. C.C. 50 of 2019 whereby and where under the learned District Commission dismissed the complaint petition filed by the complainant, the appellant herein, being devoid of merit.

2. . Heard Mr. Amrit Lal Saha, learnee Counsel appearing on behalf of the appellant (hereinafter referred to as complainant) as well as Mr. Sampad Choudhury, learned Counsel appearing on behalf of the respondents (hereinafter referred to as opposite party No. 1, 2 and 3 or opposite parties / Insurance Company).

3. The material averments in the complaint case are as follows:

4. The complainant, Sri Pranab Das, the appellant herein, f































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