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GUJARAT STATE CONSUMER DISPUTES REDRESSAL COMMISSION, AHMEDABAD
N/A, N/A
Ajay Kanubhai Khanderia v. HDFC Bank Ltd.
| Table of Content |
|---|
| 1. case details and filing timeline. (Para 1 , 4) |
| 2. arguments relating to delay and consumer rights. (Para 5 , 6) |
| 3. court's observations on procedural issues. (Para 7 , 8 , 10 , 11 , 12) |
| 4. fundamental principles on filing delays. (Para 9) |
| 5. conclusion and orders from the court. (Para 16 , 17 , 18) |
1. The Appellant has filed this appeal under S.15 of the Consumer Protection Act, 1986 , being aggrieved by and dissatisfied with the order dated 23.5.2022 passed by the Learned District Commission Ahmedabad (Additional) in consumer complaint No. 680/2017.
2. Heard the Appellant, party in person and Ld. Advocate Mr. V. M. Pancholi for the Respondents.
3. Order under challenge:
"(Hindi matter omitted)"
4. Facts of the case: It is a case of the complainant that HDFC credit card division, had Charged Usurious finance charges, + GST on short payment, though minimum amount due was paid in time. The usurious finance charges are interest in other words. The complainant had approached Reserve Bank of India (banking ombudsman) in August 2017, but nothing happened and the issue remained unresolved. The complainant filed Consumer Case No. 680/2017 before the Ld. District Commission. The
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