1. This appeal has been preferred under S.15 of the Consumer Protection Act ,1986 (hereinafter called as the Act) against order dated 29.5.2019 passed by District Consumer Disputes Redressal Forum, Kinnaur at Rekong Peo, whereby complaint filed by the complainant under S.12 of the Act was partly allowed and the Opposite Party was directed to make payment of Rs.3,37,938 along with interest @ of 9% p.a. from the date of filing complaint till payment. The Opposite Party was further directed to pay a sum of Rs.10,000 towards mental harassment etc. and Rs.5,000 as litigation charges.

2. It would be apposite to mention here that the parties will be referred, as have been arrayed before the District Forum.

3. Brief facts, as averred in the complaint, are that the complainant is registered owner of vehicle No. HP - 25B - 1299, which was insured with the opposite party for the period from 18.4.2013 to 17.4.2014. The said vehicle met with an accident on 11.8.2013 at 11.30 p.m. at HHC Power House, Kasang, District Kinnaur, H.P. The matter was reported to the police, upon which FIR was registered in P.S, Reckong Peo. Intimation about this accident was also given to the opposite party. In this a