JHARKHAND STATE CONSUMER DISPUTES REDRESSAL COMMISSION, RANCHI
N/A, N/A
Md. Mokhtar v. New India Assurance Company Limited
| Table of Content |
|---|
| 1. claim for insured amount and compensation. (Para 1 , 1 , 2) |
| 2. details of the theft incident. (Para 3 , 4 , 5) |
| 3. claims process and initial responses. (Para 9 , 10 , 12 , 14) |
| 4. court's ruling in favor of the complainant. (Para 30 , 31) |
1. The Complainant prays for the following relief's:
(a) Payment of the Insured Declared Value (IDV) amounting to Rs. 20,70,000/- (Rupees twenty lakhs seventy thousand) together with 12% interest w.e.f. the date of theft of the vehicle;
(b) Compensation amounting to Rs. 50,000/- (Rupees fifty thousand) for deficiency in service;
(c) Compensation amounting to Rs. 50,000/- (Rupees fifty thousand) for causing mental agony and harassment to the Complainant;
(d) Litigation Costs amounting to Rs. 25,000/- (Rupees twenty five thousand).
2. Thus, the total amount claimed by the Complainant from the Opposite Parties comes to Rs. 21,95,000/- (Rupees twenty one lakhs ninety five thousand) only.
3. CASE OF THE COMPLAINANT
The Complainant is the registered owner of Truck bearing Registration Number JH - 02Y - 3201. He had purchased the same by availing loan from M/s. Cholamandalam Investment & Finance Company Ltd., Hazaribagh.
The said Truck is subject t
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