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2022 Supreme(Online)(Ker) 75472

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C.S. DIAS, J
UNITED INDIA INSURANCE COMPANY LIMITED – Appellant
Versus
DILNA DINESHAN – Respondent
MACA NO. 147 OF 2014 | CROSS OBJECTION No.9 of 2015 | O.P.MV 1516/2006



Advocates:
For the Appellants/Petitioners: SRI.MATHEWS JACOB (SR.), SRI.P.JACOB MATHEW
For the Respondents: ABDUL RAOOF PALLIPATH, K.R.AVINASH, M.K.SUMOD, E.MOHAMMED SHAFI, SRI.M.V.AMARESAN

Court emphasized the necessity for just compensation due to severe injuries sustained in a motor vehicle accident, determining compensation based on previous rulings while ensuring it reflects the claimant's lifelong needs.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 166 and 168 - Assessment of compensation for bodily injuries and permanent disability - The Court emphasized the need for just compensation, affirming that consideration must be given to the victim's physical, mental condition, and future prospects, citing Kajal v. Jagdish Chand [(2020) 4 SCC 413]. (Paras 2-5, 11-12, 26).

(B) Laws of Negligence - The Tribunal found evidence of negligence by the bus driver leading to severe injuries and permanent disability for the claimant, being a minor. (Paras 3, 15, 18).

(C) Method of Compensation - The Court noted that compensation must reflect an objective assessment, taking into account loss of earning capacity, medical expenses, and pain and suffering, by paying heed to previous judgments for comparability. (Paras 21, 22, 25).

(D) Cross Objection - The Court allowed the claimant’s cross objection for increased compensation based on current facts, ultimately approving a total amount of Rs.34,85,376/- instead of Rs.25,26,150/- previously awarded by the Tribunal, ensuring the adjustments considered her future needs. (Paras 56, 58).

Facts of the case:
The respondent, a minor girl, suffered severe injuries resulting from a bus accident due to the driver’s negligence, leading to her being paraplegic. She claimed compensation of Rs.50,00,000/- for medical expenses and lifelong rehabilitation costs.

Findings of Court:
The Court recognized the claimant's long-term needs due to her condition and thus recalibrated her compensation substantially, awarding amounts justified based on proximate judicial precedents.

Issues: Whether the initial compensation was excessively determined and if the principles of assessing damages for personal injuries were appropriately applied according to relevant precedents.

Ratio Decidendi: The ruling outlined that in situations involving intricate damages, compensations must not be arbitrary, ensuring fairness correlating to the victim's loss without generating undue enrichment.

Result: The appeal was dismissed; however, the cross-objection allowing increased compensation was upheld, resulting in a total awarded amount of Rs.34,85,376/-.

JUDGMENT

“Not all scars show, not all wounds heal, sometimes you can’t always see the pain someone else feels” ― Anonymous.

Is the compensation awarded to Dilna, excessive or just, is the question poised in this appeal and cross objection.

2. The observation in Kajal v. Jagdish Chand [(2020) 4 SCC 413] by the Honourable Supreme Court on the point is worth citing:

“3. How does one assess compensation in such a case? No amount of money can compensate this child for the injuries suffered by her. She can never be put back in the same position. However, compensation has to be determined in terms of the provisions of Motor Vehicles Act, 1988 (for short the Act). The Act requires determination of payment of just compensation and it is the duty of the court to ensure that she is paid compensation which is just.”

3. Destiny or fate, whatever you may call it, couldn’t be more tragic than this to Dilna. Little did she foresee the misery coming her way? While travelling in a bus from Azhikode to Puthiyatheru, on 14.01.2006, due to the negligence of its driver, the bus hit a wall and capsized. Dilna suffered multiple injuries and is now paralytic from her chest downwards.

4. Dilna through her next friend and father had filed O.P.(MV)No.1516/2006 before the Motor Accidents Claims Tribunal, Thalassery, against the respondents ― the owner, driver and insurer of the bus bearing registration No.KL 13/H 9778, claiming a compensation of Rs.50,00,000/-. She has averred in the claim petition that, she was treated as an inpatient from 14.1.2006 to 23.2.2006 at the Koyili Hospital, Kannur, Pariyaram Medical College, Kannur and the Tejaswini Hospital, SSIOT, Mangalore. Even now she is continuing with her treatment. She is permanently disabled. On account of the traumatic fractures and dislocation of D2 and D3, she is in a vegetative state and has developed bedsores needing daily dressing. She has no control over her bladder or bowel movements and requires the assistance of two bystanders. She is also advised physiotherapy. She has already incurred Rs.5,00,000/- for medical treatment, extra nourishment and other expenses. She has suffered physical and mental pain, and her mental agony is intolerable. She was an IVth standard student in the Government Fisheries L.P School, Azhikode. Her life expectancy has been considerably reduced. Hence, she is entitled to a modest estimate of Rs.50,00,000/- as compensation from the respondents.

5. In the same accident, two other children sustained injuries and a person lost his life. The children and the legal representatives of the deceased filed O.P (MV) Nos. 1515/2006, 1258/2006 and 1514/2006 before the same Tribunal, seeking compensation from the respondents.

6. The respondents 1 and 2 ― the owner and driver of the bus ― did not contest the claim petitions and were set ex parte.

7. The third respondent ― insurer ― contested all the claim petitions by filing separate written statements, inter alia, asserting that the second respondent was not negligent in causing the accident. In the investigation conducted by the insurer, it was revealed that the accident happened due to the mechanical defect of the bus. The third respondent had also affirmed that the compensation claimed was excessive.

8. The Tribunal consolidated and jointly tried all the claim petitions.

9. Dilna and her Doctor were examined as PWs 1 and 2, and Exhibits A1 to A33 were marked in evidence. The disability certificate issued by a four member Medical Board of the Kerala State Co-operative Hospital Complex and Centre for Advanced Medical Services, Pariyaram, was marked as Ext X1. The respondents did not tender any evidence.

10. The Tribunal, after examining the pleadings and materials on record, by its common award, allowed the captioned claim petition, by permitting Dilna to realise from the third respondent an amount of Rs.25,26,150/- with interest and proportionate cost. The comparative table indicating the compensation that was claimed under the differen

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