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2026 Supreme(Online)(Ker) 1512

IN THE HIGH COURT OF KERALA AT ERNAKULAM
ANIL K.NARENDRAN, MURALEE KRISHNA S., JJ
HDFC BANK LIMITED – Appellant
Versus
RINEESHA AMEER – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.SUSANTH SHAJI, SRI.V.V.SHAJI, SHRI.ALBIN A. JOSEPH, SMT.NEKHA VARGHESE
For the Respondents: SRI. C. A. ANOOP

JUDGMENT

Muralee Krishna, J.

The respondents in W.P.(C)No.47248 of 2025 filed this intra-

court appeal under Section 5 (i) of the Kerala High Court Act , 1958, challenging the interim order dated 08.01.2026 passed by the learned Single Judge in that writ petition.

2. Going by the averments in W.P.(C)No.47248 of 2025, the respondent-writ petitioner had availed a vehicle loan of ₹7,86,594/- from the appellants for the purchase of a car and had been regular in repayment of the monthly instalments. A substantial portion of the loan amount has already been repaid and, as on date, only five instalments remain outstanding. Due to sudden and serious medical emergencies affecting the respondent’s husband, who had to undergo surgery and prolonged treatment, the respondent was subjected to severe financial hardship. During the same period, the respondent herself and her minor son were also hospitalised, resulting in heavy medical expenses and temporary loss of income. The default in repayment was neither wilful nor deliberate but occurred solely due to circumstances beyond the respondent’s control. Despite the respondent approaching the appellants and expressing her willingness to clear the ov

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