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2026 Supreme(Online)(Ker) 1512

IN THE HIGH COURT OF KERALA AT ERNAKULAM
ANIL K.NARENDRAN, MURALEE KRISHNA S., JJ
HDFC BANK LIMITED – Appellant
Versus
RINEESHA AMEER – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.SUSANTH SHAJI, SRI.V.V.SHAJI, SHRI.ALBIN A. JOSEPH, SMT.NEKHA VARGHESE
For the Respondents: SRI. C. A. ANOOP

Table of Content
1. intra-court appeal challenging bank's coercive recovery proceedings. (Para 1 , 2 , 3)
2. arguments regarding maintainability of writ petition and urgency in repayment. (Para 4 , 5 , 6)
3. court's adherence to judicial restraint under article 226. (Para 8 , 9 , 10 , 12)
4. affirmation of maintaining statutory remedies before seeking writs. (Para 13 , 14)
5. outcome of appeal and next legal steps. (Para 15)

JUDGMENT

Muralee Krishna, J.

The respondents in W.P.(C)No.47248 of 2025 filed this intra-

court appeal under Section 5 (i) of the Kerala High Court Act , 1958, challenging the interim order dated 08.01.2026 passed by the learned Single Judge in that writ petition.

2. Going by the averments in W.P.(C)No.47248 of 2025, the respondent-writ petitioner had availed a vehicle loan of ₹7,86,594/- from the appellants for the purchase of a car and had been regular in repayment of the monthly instalments. A substantial portion of the loan amount has already been repaid and, as on date, only five instalments remain outstanding. Due to sudden and serious medical emergencies affecting the respondent’s husband, who had to undergo surgery and prolonged treatment, the respondent was su

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