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2026 Supreme(Online)(Ker) 2950

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BASANT BALAJI, J
S.REMANI – Appellant
Versus
THE KERALA STATE CO-OPERATIVE BANK LTD – Respondent
WP(C) NO. 39455 OF 2025



Advocates:
For the Appellants/Petitioners: SHRI.ANILKUMAR C.R., SHRI.K.S.KIRAN KRISHNAN, SMT.AMRUTHA M. NAIR
For the Respondents: SHRI.THOMAS ABRAHAM

Petitioner’s non-compliance with interim order leads to dismissal of writ petition, while preserving rights for statutory remedies.

Headnote:This writ petition concerns a request for a writ of mandamus directing the respondents to allow the petitioner to pay arrears of loan in installments, based on petitions to regularize the loan account. The court addressed the interim order compliance, citing a recent decision by the Apex Court regarding financial obligations. The court dismissed the petition due to non-compliance with the interim order. The final decision dismisses the petition while allowing statutory remedies before the Debts Recovery Tribunal.

Table of Content
1. petitioner requests mandamus for loan payment in installments. (Para 1)
2. conditions set by interim order regarding payment compliance. (Para 2)
3. dismissal of petition due to non-compliance with interim order. (Para 3)

JUDGMENT

(Dated this the 22nd day of January, 2026)

This writ petition is filed by the petitioner seeking the following prayers:

“I. Issue a writ of mandamus or other appropriate writ or order directing the respondents to allow the petitioner to pay the arrears of loan amounts in 20 equal monthly installments and to keep all further proceedings pursuant Exhibit P2 Advocate commissioner notice dated 09.10.2025 in abeyancetill then;

II. Issue a writ of mandamus or other appropriate writ or order directing the respondents to regularize the loan account of the petitioner on payment of the arrears of loan amount;

III. Dispense with the translation of documents in vernacular language;

IV. Pass such other orders as this Hon'ble Court shall deem just.”

2. An interim order was passed by this Court on 27.10.2025, at the time of issuance of notice before admission, deferring the coercive steps, on condition that the petitioner shall remit an amount of Rs.10,00,000/- within a period of two weeks. It was made clear that if the payment is not remitted, the respondents would be at liberty to proceed further in accordance with law.

3. Today, the learned Standing Counsel for the respondent-Bank submits that the said amount has not been remitted.

Since the petitioner has not complied with the interim order, relying on the decision of the Hon’ble Apex Court inSouth Indian Bank Ltd. (M/s.) v. Naveen Mathew Philip [2023 KHC 6435], this writ petition is dismissed, without prejudice to the petitioner’s right to avail the statutory remedy before the Debts Recovery Tribunal.

Sd/-

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