JUDGMENT

1. Petitioner has filed this Writ Petition seeking direction to the respondent bank to de-freeze his bank account. The learned Standing Counsel for the Respondent/Bank, after getting instructions, submitted that the Bank has found some suspicious transactions in the account of the Petitioner mentioned in the Writ Petition, and hence, the operation of the account is frozen keeping it as a mule account. It is seen that the Respondent/Bank had sent Ext.P1 Communication to the Petitioner intimating the Petitioner regarding the freezing of his account, to which the Petitioner had submitted Ext.P3 Reply explaining the reason for the transaction which the Bank had found to be suspicious. The learned Standing Counsel further submitted that the Bank has sent a Communication detailing the freezing of the account of the Petitioner with reasons for suspicion to the jurisdictional Cyber Crime Police Authority.

This Court inAbdul Azeez v. Union of India [2025 KLT OnLine 3447] considered the question of whether the Bank has the right or authority to freeze the accounts of its account holders on the basis of suspicion with respect to the transactions in the account by itself in the absen