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2026 Supreme(Online)(Ker) 6219

IN THE HIGH COURT OF KERALA AT ERNAKULAM
Basant Balaji, J
ANANDABAI AMMA – Appellant
Versus
THE AUTHORIZED OFFICER, UNION BANK OF INDIA – Respondent


Advocates:
For the Appellants/Petitioners: M. Kannan
For the Respondents: ASP. Kurup, Sadchith P. Kurup, Siva Suresh, B. Sreedavi, Athira Vijayan

Table of Content
1. details of loan and interim orders. (Para 1 , 2 , 3)
2. court's jurisdiction limitations. (Para 4)

BASANT BALAJI J ======================

W.P. (C) No. 37800 of 2025 ========================

Dated 27th day of January 2026 JUDGMENT The petitioner’s son availed a loan of ₹3,00,000/- from the 1st respondent Bank by creating a mortgage over the landed property belonging to the petitioner, having a total extent of 15.90 Ares (13.90 Ares in Re-Sy. No. 217/1 and 2.00 Ares in Re-Sy. No. 217/17) together with the residential building situated thereon, in Block No. 16 of Kunnathoor Village, Kunnathoor Taluk, Kollam District. Upon default in repayment of the loan, the respondent Bank initiated proceedings under the provisions of the SARFAESI Act . Aggrieved by the said proceedings, the petitioner has approached this Court.

2. An interim order was passed on 13.10.2025 directing the petitioner to remit an amount of ₹1,50,000/- (Rupees One Lakh Fifty Thousand only) within one month, and further coercive steps were deferred. The time for compliance with the said direction was subsequently extended on 14.11.2025, 21.11.2025, 08.12.2025 and 05.01.2026. When the matter was taken up f

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