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2026 Supreme(Online)(Ker) 6221

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BASANT BALAJI, J
MOHAMMEDALI KALLUNATTIKAL – Appellant
Versus
THE AUTHORIZED OFFICER, THE MANJERI CO-OPERATIVE URBAN BANK – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.N.SASI, SMT.RASMI NAIR T., SHRI.JITHENDRAN S.
For the Respondents: SHRI.K.VIDYASAGAR

BASANT BALAJI J ======================

W.P. (C) No.47406 of 2025 ========================

Dated 27th day of January 2026 JUDGMENT The petitioners have approached this Court with the following prayers:-

1. issue a writ of certiorari or any other appropriate writ or directions calling for records resulting in Exhibit P1 notice issued by the Advocate Commissioner and P2 Order of the Hon’ble Chief Judicial Magistrate, Manjeri, scrutinize and quash the same and to direct the respondent not to take any further coercive measures under SARFEASI Act and to return the possession of the property to the petitioners.

2. Pass such other orders, interlocutory or otherwise, which are deemed fit and proper in the interest of justice;

3. Dispense with translation of vernacular documents;

and

4. Allow this Writ Petition with costs.

2. The petitioners availed a Cash Credit facility of ₹40,00,000/- (Rupees Forty Lakhs Only) in October 2018 by mortgaging 24 cents of land comprised in Re.Sy. Nos. 129/16, 129/17, 156/9, 154/1 and 156/27 of Cheekode Village, Kondotty Taluk, Malappuram District, as security for the loan. Due to severe financial losses caused by the 2018 floods and the subsequent economic downturn r

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