BASANT BALAJI J ======================

W.P. (C) No. 34270 of 2025 ========================

Dated 11^th day of February 2026 JUDGMENT The petitioner, along with her husband, availed a General Purpose Mortgage Loan of ₹30 lakhs from the respondent bank on 30.01.2018. The tenure of the loan was 180 months. As security for the said loan, the petitioner and her husband mortgaged their residential property having an extent of 23 cents. Subsequently, the petitioners defaulted in repayment of the loan. On account of the said default, the respondent Bank initiated proceedings under the provisions of the SARFAESI Act . Aggrieved by the said proceedings, the petitioners have approached this Court by filing the present writ petition.

2. An interim order was passed on 18.09.2025 directing the petitioner to remit Rs.5,00,000/- (Rupees five lakh only) within one month, and coercive steps were deferred. However, as on date, the petitioner has remitted only an amount of ₹2,00,000/-. The failure to comply with the directions issued by this Court would prima facie indicate lack of bona fides in the averments made in the writ petition.

3. In South Indian Bank Ltd. (M/s.) v. Naveen Mathew Philip [2023 K