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2026 Supreme(Online)(Ker) 10149

IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.A.ABDUL HAKHIM, J
RIFNA N – Appellant
Versus
THE FEDERAL BANK – Respondent


Advocates:
For the Appellants/Petitioners: SRI.SHAHIM BIN AZIZ, SHRI.RAFEEK. V.K, SMT.O.A.NURIYA, SHRI.MOHAMMED SHAFI.K, SMT.NISHNA P.T., SMT.DEEPA S., SMT.KAVYA S.A., SMT.LYDIA ELIZABETH KOVOOR, SMT.ANNLIYA FLEMIN, SMT.MUFEEDHA P., SHRI.ABDUL RAHOOF P.M.
For the Respondents: None

JUDGMENT

Dated this the 30th day of January, 2026

1. The Petitioner has filed this Writ Petition challenging the debit freezing/lien of his Bank account with the Respondent/Bank at the requisition of the Police Authorities. The case of the Petitioner is that the Petitioner is not an accused in the Crime registered by the Police authorities against some other persons, in which the requisition was made; that the Petitioner is in no way connected with the said Crime; and that the debit freezing/lien of the account is in violation of Sections 106 & 107 of the Bharatiya Nagarik Suraksha Sanhita , 2023 ( BNSS ) and Article 300A of the Constitution of India .

2. The learned Standing Counsel for the Respondent/Bank, after getting instructions from the Bank, confirmed that the lien marked amount, as per the Requisition from the Respondent No.2, is Rs.10,038.41, and accordingly, the Bank has effected the same. Apart from that, the Bank has found some suspicious transactions in the account due to profile mismatch, and hence, the Bank has effected credit freezing of the account of the Petitioner.

3. The issue with respect to freezing/lien marking of the account at the instance of the police au

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