JUDGMENT

Anil K. Narendran, J.

The authorised officer of the Union Bank of India, the respondent in W.P.(C)No.35758 of 2025, has filed this writ appeal, invoking the provisions under Section 5 (i) of the Kerala High Court Act , 1958, challenging the interim orders dated 19.12.2025, 13.01.2026 and 15.01.2026 passed by the learned Single Judge in W.P.(C)No.35758 of 2025, which was one filed by the respondent herein-petitioner, who availed a cash credit loan to the limit of Rs.90,00,000/- on 19.04.2002, for a period of 12 months, subject to renewal; a housing loan for Rs.6,75,000/- on 16.04.2012, for a period of 12 years, which expired in the year 2024; and a vehicle loan for Rs.7,50,000/- on 12.02.2014, for a period of 84 months from the Union Bank of India. On account of default committed by the petitioner in effecting repayment, the accounts were classified as Non-Performing Assets (NPA) on 30.11.2019 and 31.01.2020, respectively, and the bank initiated coercive steps under the provisions of Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act , 2002 (SARFAESI Act), by issuing demand notices on 04.12.2019 and 05.02.2020, respectively. In the