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2025 Supreme(Online)(Mad) 65146

IN THE HIGH COURT OF JUDICATURE AT MADRAS
Mrs.Justice S.Srimathy, J
Rani – Appellant
Versus
The Insurance Ombudsman, HDFC Life Insurance Co Ltd. – Respondent


Advocates:
For the Appellants/Petitioners: Mr.R.M.Arun Swaminathan
For the Respondents: Mr.C.Muthu Saravanan

Table of Content
1. arguments regarding the acceptance of medical evidence. (Para 4 , 5 , 6)
2. court discusses good faith obligations in insurance. (Para 7 , 8)
3. final ruling and directives for claim disbursement. (Para 9)

ORDER

The present Writ Petition has been filed for the issuance of a Writ of Certiorarified Mandamus to quash the impugned order passed by the 2nd respondent in Policy No. PP000239 dated 28.03.2021 and consequent order passed by the 1st respondent in Ref.No.CHN-L-019-2223-0137 dated 03.10.2022 and to direct the 2nd respondent to disburse the insured amount with interest fixed by this Court in Policy No. PP000239.

2.1. The brief facts as stated in the affidavit are that the petitioner's husband namely Xavier Selvin has insured with 2nd respondent company in Policy No. PP000239 for Rs.10,47,087/- lakhs on 08.02.2019 and subsequently died on 04.03.2020. The petitioner submitted the claim with the Insurer Office at Madurai on 23.03.2020 and the same was examined by the concerned officer, who raised several questions and the petitioner being wife of deceased aware of the facts, had answered the questions accordingly. The petitioner subsequently came to understand that th

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