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TAMILNADU STATE CONSUMER DISPUTES REDRESSAL COMMISSION, CHENNAI
Not mentioned, Not mentioned
complainant – Appellant
Versus
opposite parties – Respondent
| Table of Content |
|---|
| 1. summary of appeal and context. (Para 1 , 2) |
| 2. nature of complaint; claim details. (Para 3 , 4) |
| 3. legal requirements for valid policy cancellation. (Para 10 , 12 , 14 , 15) |
| 4. court's ruling on claim entitlement. (Para 16 , 18) |
| 5. final decision of the appeal. (Para 17 , 19 , 20) |
1. This appeal has been preferred by the appellant / complainant under S.15 read with S.17(1)(a)(ii) of the Consumer Protection Act, 1986 , against the order of the learned District Consumer Disputes Redresssal Forum, Erode passed in C.C. No. 37/2006, dated 9.8.2011, dismissing the complaint.
2. For the sake of convenience and brevity, the parties are referred to here as they stood arrayed in the District Forum.
3. The factual matrix giving rise to the present appeal is that the complainant had filed a complaint before the learned District Forum, Erode (hereinafter referred to as District Forum) seeking a direction to the opposite parties to pay Rs.3,00,000 together with 12% interest from the date of complaint and Rs.10,000 as compensation for the mental agony, loss and injury suffered by her besides costs, alleging inter alia, that her husband one Thiru. K.S. Chinnasamy, since deceased had b
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