IN THE HIGH COURT OF JUDICATURE AT MADRAS
C.V. KARTHIKEYAN, K.RAJASEKAR, JJ.
The Authorised Signatory Royal Sundaram General Insurance Company Ltd. – Appellant
Versus
Condandaramin Sridevi, W/o. Late Sundari Ramesh – Respondent
CMA No. 2953 of 2022
Decided On : 29-04-2026
| Table of Content |
|---|
| 1. appeal arises from tribunal holding insurer solely liable for fatal collision with parked lorry at night. (Para 1 , 2 , 3 , 4) |
| 2. insurance companies filed competing pleadings alleging sole negligence of the opposite vehicle’s driver. (Para 5 , 6 , 7) |
| 3. tribunal attributed 100% fault to tempo traveller driver; insurer appealed both liability and quantum. (Para 8 , 9 , 10) |
| 4. appellant insurer relies on reckless positioning of lorry; respondents deny any visibility issue and maintain traveller driver fault. (Para 11 , 12 , 13) |
| 5. evidence shows both drivers contributed; adverse inference arises from lorry driver’s non-examination when pleadings implicated him. (Para 14 , 15 , 16 , 17 , 18 , 19 , 20 , 21 , 22) |
| 6. statutory rules require drivers to park without obstruction; violation creates sole liability for parked vehicle and bars contribution claims. (Para 23 , 24 , 25) |
| 7. half width of road occupied by parked lorry posed danger; fault apportioned fifty-fifty between drivers and insurers accordingly. (Para 26 , 27 , 28) |
| 8. monthly salary slips accepted; loss of consortium re-calculated per apex guidance; appeal partly allowed and award marginally enhanced. (Para 29 , 30 , 31) |
JUDGMENT :
K.RAJASEKAR, J.
1.This Appeal has been filed by the second respondent /Insurance Company in M.C.O.P.No. 123 of 2010 challenging the Judgment and Decree dated 16.09.2022, wherein the Tribunal has held that the second respondent shall indemnify the owner of Tempo traveller and pay entire compensation and rejected the contentions of the second respondent that the accident was taken place due to the negligent act of driver of respondent No.4.
2. For convenience, the parties are referred to by their litigant status before the Tribunal.
3. The facts of the case are that on 07.07.2008, at about 10:30 p.m., the deceased Mr.Sundari Ramesh, son of Rajendran, and others were traveling from Pondicherry to Chennai Airport in a Tempo Traveller with registration number TN 32 C 9663. Near Molasur on the Pondy-Tindivanam National Highway, the driver of the Tempo Traveller drove it rashly and negligently, dashed with a lorry bearing registration number TN 32 B 1459, which was parked on the left side of the road. The accident resulted in injuries to two passengers and also the driver of the Tempo Traveller. Subsequently, both passengers succumbed to their injuries. Two separate claim petitions have been filed by the respective defendants under Section 166 of the Motor Vehicles Act.
4. In the claim petition, orginally the claimants sought compensation only from the owner and insurer of the Tempo Traveller. Subsequently, after the Insurance Company filed its counter, the owner and insurer of the lorry were also impeaded as parties.
5. The second respondent has filed an counter and addtional counter stating that the lorry was improperly parked in the middle of the road and that adequate precautions were not taken, leading to the accident. Therefore, the driver of Lorry is responsible for the accident and the insurer of Tempo traveller is not liable to pay compensation.
6. The second respondent/Insurance Company also contested the quantum of compensation claimed under the various headings, stating it is excessive.
7. The owners of both vehicle have not contested the claim. The fifth respondent, the insurance company of the lorry, has filed a counter, submitting that a criminal case was registered only against the driver of the Tempo Traveller and the final report filed confirming his negligence. Furthermore, the lorry was parked on the left side of the road with due care and caution and that the driver of the Tempo Traveller negligently drove the same at high speed, resulting in the accident. Therefore, the insurer of the lorry is not liable to pay compensation.
8. Before the Tribunal, the claimants examined PW-1 and PW-2, and Exhibits P-1 to P-14 were marked. On the side of respondents' No.2, RW-1 and RW-2, were examined.
9. After considering the evidence, the Tr

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