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2026 Supreme(Online)(NCDRC) 2

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
AVM JONNALAGADDA RAJENDRA, PRESIDING MEMBER, MR. ANOOP KUMAR MENDIRATTA, MEMBER
The Branch Manager, Life Insurance Corporation of India, Palamaner Branch, Palamaner Town, Post & Mandal, Chittoor District, Andhra Pradesh – Appellant
Versus
M. Charan Reddy – Respondent


Advocates:
For Petitioners: Mr.Ankur Goel
For Respondent: Mr.Ravi Kumar Sadineni

JUDGMENT

AVM JONNALAGADDA RAJENDRA, AVSM, VSM (Retd), MEMBER

1. This Revision Petition has been filed under Section 21 (b) of the Consumer Protection Act, 1986 (the “Act”) against the Andhra Pradesh State Consumer Disputes Redressal Commission at Vijayawada („State Commission‟) order dated 22.10.2019 in FA No. 529/2016 wherein the State Commission dismissed the Appeal filed by the OPs and affirmed the District Consumer Disputes Redressal Forum, Chittoor, („the District Forum‟) order dated 03.08.2016 which partly allowed the complaint.

2. For convenience, the parties are referred to as placed in the original Complaint filed before the District Forum.

3. Brief facts of the case, as per the complainant, are that his father Shri Dharmendra Reddy, during his lifetime had taken life insurance for a total sum of ₹10,00,000 under five life insurance policies of ₹2,00,000 each from the opposite parties (OPs) vide Policy No. 844214325 dated 20.08.2009; Policy No.844214326 dated 26.08.2009; Policy No.844214327 dated 28.08.2009; Policy No. 844214328 dated 26.08.2009; and Policy No. 844214329 dated 28.08.2009. In the said policies, the complainant, who was a minor at the relevant time, was nominat

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