JUDGMENT

AVM JONNALAGADDA RAJENDRA, AVSM VSM (Retd.), MEMBER

1. The present Consumer Complaint has been filed under Section 21 of the Consumer Protection Act, 1986 (for short “the Act”) against the Opposite Parties with the following prayer:

“a) To hold and declare the opposite parties to be guilty of deficiency in service and unfair trade practice as per the provisions of the Consumer Protection Act,1986

b)To direct the opposite parties to pay Rs. 78,47,595 lacs out of 90 lakhs sum assured (Rs. 11,52,405/- being already paid) of the policy namely ICICI Pru Elite Wealth-II, Unit Link Insurance Plan through its Policy No. 19620019 IPRU to the complainant along with interest @ 18% p.a till its realization

c) To direct the opposite parties to the complainant a sum of Rs. 15,00,000/- towards compensation for the inconvenience and harassment experienced by the family members of the complainant due to the deficiency in service.

d) To direct the Opposite Parties to pay the complainant sum of Rs. 10,00,000/- towards the legal and incidental expenses incurred by the complainants.

e) For such other and further reliefs as this Hon’ble Commission may deem fit and proper in the nature and circumstan