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2026 Supreme(Online)(NCDRC) 82

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
AVM Jonnalagadda Rajendra, President, Anoop Kumar Mendiratta, Member
M/s New Bansal Generation – Appellant
Versus
New India Assurance Co. Ltd. – Respondent


Advocates:
For the Appellants/Petitioners:Mr. Shishir Mathur, Advocate, Ms. Muskan Tyagi, Advocate
For the Respondents:Mr. Abhishek Kumar Gola, Advocate

Table of Content
1. filing of consumer complaint under consumer protection act. (Para 1 , 2)
2. defenses raised by the opposite parties in insurance claim. (Para 6 , 9)
3. issues regarding assessment and deductions in loss. (Para 10 , 11 , 12 , 13 , 14 , 15)
4. final determination on assessment of claims by insurer. (Para 18)

JUDGMENT

AVM J. RAJENDRA, AVSM VSM (Retd.), MEMBER

1. The present Consumer Complaint has been filed under Section 21 of the Consumer Protection Act , 1986 (for short “the Act”) against the Opposite Parties seeking to direct the OPs:

A. Direct the opposite party to pay Rs. 1,21,73,017/- being the balance amount of the actual loss after part payment made by the Ops

B Ops be directed to pay the loss and other consequential losses as stated above along with 18% per annum interest from the date of loss till its realization,

C That the Ops be directed to pay Rs. 25 Lacs as compensation towards harassment and mental caused to the complainant

D The Ops be directed to pay the aforementioned sum along with cost of Rs. 3 Lacs.

E And or any other relief to the complainant and against the O.P. as this Commission deems fit and proper in the facts and circumstances of the case in the

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