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2026 Supreme(Online)(NCDRC) 93

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
INDER JIT SINGH, Presiding Member, SUDHIR KUMAR JAIN, Member
M/s Life Style, Through : Proprietor - Narendra Giripunje – Appellant
Versus
Universal Sompo General Insurance Co. Ltd. – Respondent


Advocates:
For the Appellants/Petitioners: Mohd. Anis UR Rehman, Mr. Rajesh Kumar Bhawnani
For the Respondents: Mr. D. Varadarajan

Table of Content
1. insurance policy scope and fire damage. (Para 1 , 3)
2. claims and responding resolutions. (Para 4)
3. surveyor's assessment's evidentiary weight. (Para 5 , 9)
4. final conclusions on decision upheld. (Para 10)

ORDER

DR. INDER JIT SINGH, PRESIDING MEMBER

1. The present First Appeal (FA) has been filed by the Appellant against Respondent as detailed above, under section 19 of Consumer Protection Act 1986, against the order dated 09.03.2017 of the State Consumer Disputes Redressal Commission, Chhattisgarh (hereinafter referred to as the 'State Commission'), in Consumer Complaint (CC) No. 73/2016 inter alia praying for setting aside the impugned order dated 09.03.2017 passed by the State Commission.

2. W hile the Appellant was Complainant before the State Commission, the Respondent was Opposite Party in the said CC/73/2016 before the State Commission. Notice was issued to the Respondent on 08.12.2017. Parties filed their W ritten Arguments/Synopsis on 10.10.2022 (Appellant) and 28.03.2025 and 13.10.2025 (Respondents). For the sake of convenience, parties will also be referred to as they were arrayed before the State Commission.

3. Brief facts of the case as presented by the

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