IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION AT NEW DELHI ORIGINAL PETITION NO. 54 OF 2004 M/s Beri & Beri Cold Storage and General Mills Pvt. Ltd. having its registered office at Siyana Road, Bulandsahar, U.P.

Through its Managing Director, Mr.Krishan Gopal Beri … COMPLAINANT Versus (1) Syndicate bank, having its registered office at Manipal - 576 119 India.

Also having branch of its bank at Bulandsahar, U.P.

(2) National Insurance Company Ltd. having its registered office at 3, Middleton Estate, Calcutta. Also having its branch at : DM Colony Road, Bulandsahar, U.P.

… OPPOSITE PARTIES BEFORE:

HON'BLE MR. JUSTICE A.P. SAHI, PRESIDENT HON’BLE MR. BHARATKUMAR PANDYA, MEMBER Appeared at the time of Arguments For the Complainant : Mr. Eklavya Dwivedi, Mr. Prithvi Singh, Mr. Varoon Biyani Advocates For Opposite Party No. 1: Mr. Puneet Taneja, Senior Advocate with Mr. Dhruv Dwivedi, Advocate For Opposite Party No. 2: Ms. Shantha Devi Raman, Advocate Ms. Tanisha Gopal, Advocate PRONOUNCED ON 30^th MARCH, 2026

ORDER

A. P. SAHI, J (PRESIDENT)

1. This is a complaint arising out of an insurance claim for an incident dated

29.06.2002. The complainant alleges details of the cause of losses, t