Date of pronouncement:-23^rd April, 2026 IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI CONSUMER COMPLAINT NO. 1470 OF 2019 M/S SHRI HIRA INDUSTRIES Through its Proprietor Sh. Rajiv Ashokchand Sancheti At its address:

Plot No. 14 & 15, MIDC, Beed-431122, Maharashtra ….. Complainant Versus

1. UNITED INDIA INSURANCE COMPANY LIMITED Having its registered address at:

24, Whites Road, Royapettah, Chennai, Tamil Nadu - 600014, India

2. STAR AGRIWAREHOUSING AND COLLATERAL MANAGEMENT LIMITED Having its registered address at:

601-604, A-wing, Bonanza Building, Sahar Plaza, J.B. Nagar Metro Station, J.B. Nagar, Andheri (E) Mumbai City, Maharashtra - 400059, India

3. AXIS BANK LIMITED Having its registered address at:

Trishul 3rd Floor, Opp. Samartheshwar Temple, Law Garden Ellisbridge, Ahmedabad, Gujarat 380006, India. ....... Opp. Parties BEFORE:

HON'BLE AVM J. RAJENDRA, AVSM VSM (RETD.), PRESIDING MEMBER HON'BLE MR. JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER Appearance at the time of arguments:-

For the Complainant : Ms. Ishita Singh, Mr. Rajiv Sancheti, Ms. Sumbul Ismail and Ms. Khushi Singhal, Advocates.

For the Opposite Parties : Mr. Animesh Sinha, Mr. Shubham Budhiraja, Ms. Ishita P