Date of pronouncement:- 23rd April, 2026 IN THE NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION NEW DELHI CONSUMER COMPLAINT NO. 413 OF 2018 Vineet Vidge, Prop. M/s Kapi’s Creations, 5C/83, Ground Floor, New Rohtak Road, Karol Bagh, New Delhi – 110005. ….. Complainant Versus United India Insurance Co. Ltd., Branch Office 111902, Near Apollo Chowk, Dr. Singla Wali Gali, Railway Road, Narwana – 126116, Jind, Haryana Also at:

SCO 123-124, Sector 17-B, Chandigarh – 160017. ....... Opp. Party BEFORE:

HON'BLE AVM J. RAJENDRA, AVSM VSM (RETD.), PRESIDING MEMBER HON'BLE MR. JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER Appearance at the time of arguments:-

For the Complainant : Mr. Amarjeet Singh Sahni, Advocate (VC)

For the Opposite Parties : Ms. Suman Bagga, Advocate (VC)

JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER

ORDER

1. Present complaint has been preferred by the complainant aggrieved against repudiation of claim by OP, vide letter dated 29.06.2017 in respect of loss of stocks sustained by the complainant in a fire incident on 19.01.2014.

2. In brief, complainant is engaged in business of manufacturing ladies suits, sarees etc. and had obtained a fire policy for the period 31.10.2013 to 30.10.2014 in r