Reliance General Insurance Co. Ltd. vs Harjinder Singh

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

Advocates:
For the Appellants/Petitioners: Navneet Kumar
For the Respondents: Karan Dewan, Shambhaji Mishra, S.M. Tripathi

Table of Content
1. factual matrix of multiple insurance policies and disputed accident claim. (Para 1 , 2 , 3 , 4 , 5 , 6 , 7 , 8 , 9 , 11 , 13 , 15 , 16 , 17 , 18 , 19 , 20 , 21)
2. final adjudication and order for payment of insurance claims. (Para 10 , 12 , 14 , 48)
3. arguments on policy repudiation, non-disclosure, and lack of accidental proof. (Para 22 , 23 , 24 , 25 , 26 , 27)
4. criteria for accidental death, burden of proof, and evidentiary standards. (Para 28 , 29 , 30 , 31 , 32 , 33 , 34 , 35 , 36 , 37 , 38 , 39 , 40 , 41 , 42 , 43 , 44 , 45 , 46 , 47)

BEFORE:

HON'BLE AVM J. RAJENDRA, AVSM VSM (RETD.), PRESIDING MEMBER

HON'BLE MR. JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER

Appearance at the time of arguments:-

In CC No. 1756 of 2018

For the Complainant : Mr. Karan Dewan and Mr. Shambhaji Mishra, Advocates.

For the Opposite Party : Mr. S.M. Tripathi, Advocate (VC).

In FA No. 315 and 420 of 2020 and FA No. 266 of 2022

For the Appellant : Mr. Navneet Kumar, Advocate (VC).

For the Respondent : Mr. Karan Dewan and Mr. Shambhaji Mishra, Advocates.

JUSTICE ANOOP KUMAR MENDIRATTA, MEMBER

ORDER

1. (i) Three separate Appeals have been preferred on behalf of the Insurance Companies assaili