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2013 MarsdenLR 928

HIGH COURT MALAYA KUALA LUMPUR
AMANAH RAYA CAPITAL SDN BHD – Appellant
Versus
SITI ZAHARAH SULAIMAN – Respondent


Table of Content
1. loan agreements and repayment terms overview. (Para 1 , 2 , 3 , 4 , 5 , 6 , 7 , 8 , 9)
2. overview of loan agreements and default (Para 10)
3. claims regarding the validity of loan agreements. (Para 11 , 12 , 13 , 14)
4. construction and interpretation of the moneylenders act. (Para 15 , 16 , 17 , 19)
5. exemption from compliance with statutory provisions. (Para 20 , 21 , 22 , 27)
6. legal effect of regulatory exemptions (Para 23 , 24 , 26)
7. defendant's claims on loan disbursement issues. (Para 28 , 29 , 30 , 31 , 32)
8. compliance with statutory requirements for statements of account. (Para 33 , 34 , 35 , 36)
9. compliance with statutory requirements (Para 37)
10. applicability of restitution under section 66. (Para 39 , 40 , 41)
11. restitution rights if agreements found void (Para 42)
12. determination of interest rates and granting judgment (Para 43 , 45)
13. conclusion on claimed amounts and judgment outcome. (Para 44 , 46)

[1] The plaintiff's claim against the defendant is for a return of monies loaned to her by the plaintiff together with late payment charges on the said sum. The plaintiff is a licensed money lending company incorporated in Malaysia.

[2] The outline f

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