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2025 MarsdenLR 2614

HIGH COURT MALAYA KUALA LUMPUR
INDERPAL SINGH SIMINDER SINGH – Appellant
Versus
MSIG INSURANCE (MALAYSIA) BERHAD – Respondent


Petitioner Advocates:David Samuel,Sheena Stephanie Sebastian,R Thanasegar Ramasamy,Danesh Ram Aggarwal (pupil-in-chambers),Mithurran Ravinthiran (pupil-in-chambers) ,Respondent Advocate: Samreet Singh Sagoo,Theebadarshini Retnakumar

Table of Content
1. insurance indemnity claim arising from an accident. (Para 1 , 3 , 4 , 5 , 6 , 7 , 8)
2. key issues for determination in the case. (Para 9 , 10)
3. plaintiff's testimony and evidence regarding the accident. (Para 11 , 12 , 13 , 14 , 15 , 16 , 18)
4. defendant's testimony and evidence challenging the plaintiff's account. (Para 19 , 20 , 21 , 22)
5. adherence to insurance policy notification requirements. (Para 23 , 24 , 25 , 26 , 27 , 30 , 31)
6. assessment of the occurrence of the accident. (Para 32 , 33 , 35 , 39)
7. weather conditions as a factor in the accident. (Para 46 , 47 , 50 , 51)
8. contested expert analyses regarding the accident mechanism. (Para 52 , 54 , 56 , 62)
9. analysis of paint residue found on the vehicle. (Para 65 , 66 , 67)
10. defendant's burden of proof regarding fraud allegations. (Para 69 , 70 , 72 , 73)
11. court's conclusion on liability and fraud. (Para 85 , 86 , 89 , 90)
12. plaintiff awarded rm900,000 as a settlement. (Para 93)
Wan Muhammad Amin Wan Yahya J:

(Post-Trial)

[1] This is an own damage insurance indemnity claim brought by the Plaintiff against its insurer, the Defendant, arising from a contentious and vigorously disputed accident involv

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