NCDRC Dismisses Homebuyers' Plea for Refund Already Granted by Karnataka RERA citing Doctrine of Election

The National Consumer Disputes Redressal Commission (NCDRC), New Delhi, has declined to entertain a consumer complaint filed by a couple who had already secured a refund order from the Karnataka Real Estate Regulatory Authority (K-RERA) for a delayed apartment project.

The bench, comprising President Justice A.P. Sahi and Member Bharatkumar Pandya, held that entertaining the complaint would result in parallel proceedings and multiplicity of litigation, attracting the Doctrine of Election . The Commission observed that the principal relief sought—a refund of ₹2,13,08,983—was the same as that already granted by K-RERA in October 2025.

A Tale of Two Forums: The Refund Already Won

The complainants, Nikhil Mehta and his wife, had booked an apartment in the residential project “Mantri Blossom”, originally developed by Mantri Developers Pvt. Ltd. (now Gardenview Abode Pvt. Ltd.) in Bengaluru. They paid the full consideration in June 2016 but the developer failed to deliver possession within the stipulated period. In December 2023, the homebuyers approached K-RERA, which on 17 October 2025 directed the builder to refund the entire amount with interest.

Instead of merely enforcing that order, the couple approached the NCDRC in 2026, alleging that subsequent events —including the project being taken over under the SARFAESI Act in June 2024 and allegedly unlawful demands raised in September 2025—constituted a continuing deficiency in service and an unfair trade practice. They sought the same refund with 21% interest, compensation, and exemplary damages.

The Doctrine of Election Strikes Again

The NCDRC noted that Section 100 of the Consumer Protection Act, 2019, allows consumers to avail remedies under the Act in addition to other laws. However, the Supreme Court’s recent ruling in Mansi Brar Fernandes vs. Shubha Sharma & Anr. (2025) clarified that consumer forums should ‘confine themselves to adjudicating individual service deficiencies, thereby avoiding conflicting or overlapping orders across multiple fora.’

The Commission found that the complainants had already elected to approach K-RERA and obtained a favourable order for the exact same refund. Merely adding heads of compensation, the bench observed, would not change the nature of the dispute. “When once the very same subject matter of refund … has been adjudicated and the matter is pending enforcement before the RERA Authority, it will not be appropriate for this Commission to entertain the same prayer,” the order states.

What the Supreme Court Said in Mansi Brar Fernandes

In a critical extract from the Supreme Court’s Mansi Brar Fernandes judgment (paragraph 15.2), the Apex Court laid down that:

“The RERA remains the primary forum for redressal of homebuyers' grievances; … Consumer forums should confine themselves to adjudicating individual service deficiencies, thereby avoiding conflicting or overlapping orders across multiple fora.”

This principle, the NCDRC held, applies squarely to the present case. Even though the complainants argued that the RERA order remained unenforced, the Commission reasoned that enforcement is a matter for the RERA Authority and does not justify a fresh proceeding before a parallel forum.

The Final Verdict: Consigned Without Prejudice

The NCDRC dismissed the complaint but without prejudice to the complainants’ right to enforce the existing K-RERA order or to seek any further remedy available under law, as observed by the Supreme Court in Ibrat Faizan vs. Omaxe Buildhome Pvt. Ltd. and Universal Sompo General Insurance Co. Ltd. vs. Suresh Chand Jain .

The Commission emphasised that allowing the consumer complaint would amount to a multiplicity of proceedings and would also offend the Doctrine of Election, as explained in Ireo Grace Realtech Pvt. Ltd. vs. Abhishek Khanna and Neena Aneja vs. Jai Prakash Associates Ltd.

Case Title: Nikhil Mehta & Anr. v. Gardenview Abode Pvt. Ltd. & Ors. | Case No.: NC/CC/83/2026