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2022 Supreme(SC) 1099

SUPREME COURT OF INDIA
B.R. Gavai, C.T. Ravikumar, JJ.
Divya - Appellant
Versus
The National Insurance Co. Ltd. & Anr. – Respondents
Civil Appeal No. 7605 of 2022 (@ Special Leave Petition (C) No.25303 of 2019)
Decided On : 18-10-2022

Advocates appeared:
For the Appellant(s) : Mr. T. Harish Kumar, AOR
For the Respondent(s): Mr. Sudhir Naagar, AOR

IMPORTANT POINT
There is justification for selecting a lower multiplier of ‘15’ in case of victims belonging to age group upto 15 years.

Headnote:

Motor Vehicles Act, 1988 – Section 166 – Injury in accident – Compensation of Rs. 13,34,000/- with 7.5% interest awarded by High Court – Appellant had sustained very serious injuries in a motor accident involving two vehicles and same virtually doomed her future – Corporeal independence is lost forever – Appellant was awarded amount of Rs. 10,000/-towards extra nourishment – There is justification for selecting a lower multiplier of ‘15’ in case of victims belonging to age group upto 15 years – It is common knowledge that consumption of normal food by a person who is practically bedridden is not advisable and what is advisable is to have a special dietary to avoid putting on weight – Amount of compensation enhanced to Rs. 24,90,000/- alongwith 7.5% interest. (Paras 6, 10.1.4 and 11)

Facts of the case:

As per impugned judgment, High Court directed the first respondent–Insurance Company, to pay quantified compensation of Rs. 13,34,000/- with interest at the rate of 7.5 percent per annum from the date of the petition (18.12.1998) till the date of the payment. Appropriate directions for disbursement and deposit were also issued thereunder. It is dissatisfied with the quantum of compensation granted thereunder that the captioned appeal has been preferred seeking enhancement of the quantum compensation.

Findings of Court:

Bank concerned shall not permit any loan or advance on the fixed deposit and interest payable on this amount shall be released on quarterly basis and for the care of the appellant alone. After period of 5 years the MACT shall keep renewing said amount on such terms as it deems just and proper, for a further term of 5 years. The amount covered by the other cheque shall be released to the appellant, in accordance with the procedures as by now, family must have incurred huge amount for the treatment of the appellant. Insurance company shall deposit the enhanced amount, within a period of 3 months from today.

Result : Appeal disposed of.

JUDGMENT :

C.T. RAVIKUMAR, J.

1. Leave Granted.

2. Little was known to the little girl when she was taken in an autorickshaw by her parents about the jinx that she had to face and the consequences which would be lifelong and haunting, both mentally and physically. On 08.08.1998, when the appellant/claimant was a suckling, to be precise aged two years, her parents took her in an autorickshaw bearing registration No. TN-29-0958. When they were travelling from near Vaishnav College, from west to east, a car bearing registration No. TMQ-2266 driven rashly and negligently came from the opposite direction, that too through its off side, dashed against the autorickshaw. She sustained very serious injuries. Taking into account the injuries sustained and its serious consequences, after assessing the compensation at Rs. 60 lakhs, the claimant filed an application for compensation under Section 166 of the Motor Vehicles Act, 1988 (for short ‘MV Act’) limiting the claim of compensation at Rs. 30 lakhs. The Tribunal, on consideration of the evidence on record, held that the driver of the car was responsible for the accident, but dismissed the claim petition on technical grounds. It was found by the Tribunal that the vehicle was sold on 21.05.1998 viz., prior to the accident and the claimant had not taken steps to implead the actual owner of the car and, therefore, could not claim compensation from the second respondent herein, the erstwhile owner of the car as also from the insurance company. Aggrieved by the dismissal of the claim petition the claimant preferred appeal before the High Court of Judicature at Madras as CMA No. 991/2018. Upon finding that the claim petition ought not to have been dismissed for the aforesaid technical reason pending the appeal the High Court referred the claimant before a Medical Board for examination and assessment of permanent disability. The Medical Board assessed her locomotive disability as 75% and the neuro-physical disability as 40%. In fact, the Medical Board conducted such examination on 19.05.2018 viz., almost two decades since the date of accident. The Medical Board opined that the disability caused to the appellant is almost 100%. The High Court, based on the opinion given under the certificate issued by the Medical Board, considered the claim of the appellant. Obviously, the High Court found that the Tribunal was at fault in dismissing the claim petition assigning the aforesaid reason in view of Section 157 of the MV Act, 1988. In fact, after considering the position with respect to the aforesaid provision and also the fact that the insurance coverage of the offending vehicle was valid even on the date of the accident, the High Court came to the conclusion that the appellant is entitled to be compensated. Consequently, the award of the Tribunal was set aside.

3. After setting aside the award of the Tribunal, the High Court took note of the fact that about two decades have lapsed since the date of the accident to decline remand of the matter to the Tribunal. Obviously, in the interest of the justice, the High Court went on to determine the quantum of compensation. Taking note of the permanent disability incurred by the appellant in the light of the certificate issued by the Medical Board and taking into account the various heads under which compensation is grantable in the case of such serious injuries assessed the compensation as under :

Award towards

Amount

Permanent Disability

Rs. 2,00,000/-

Pecuniary loss/ loss of earning

Rs. 5,04,000/-

Pain and Sufferings

Rs. 1,50,000/-

Medical expenses

Rs. 10,000/-

Loss of amenities

Rs. 1,50,000/-

Transportation

Rs. 10,000/-

Extra nourishment

Rs. 10,000/-

Mental agony

Rs. 1,00,000/-

Future Medical Expenses

Rs. 1,00,000/-

Attender Charges

Rs. 1,00,000/-

Total

Rs. 13,34,000/-

As per th


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