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2015 Supreme(SC) 1737

MADAN B. LOKUR, S. A. BOBDE
Sulbha Prakash Motegaonkar – Appellant
Versus
Life Insurance Corporation Of India – Respondent


ORDER :

1. Leave granted.

2. This appeal is directed against the Order dated 16.09.2014 passed by the National Consumer Disputes Redressal Commission, Circuit Bench at Nagpur, Maharashtra (hereinafter referred to as “the National Commission”) in Revision Petition No. 3809 of 2009.

3. The husband of appellant No. 1 herein had taken out a Life Insurance Policy. At the time of taking the policy, he had concealed the fact that he was suffering from lumbar spondilitis with PID with sciatica for which ailment he was taking medical treatment as also he had availed leave on medical grounds.

4. After the policy was given to the husband of appellant No. 1, he suffered myocardial infarction and succumbed to the ailment. When the appellants made a claim in terms of the life insurance policy, they were told that because the deceased had not disclosed his ailment of lumbar spondilitis with PID with sciatica at the time of filling up of the proposal form, therefore, the claim was repudiated.

5. The repudiation of the appellants' claim has been upheld by the National Commission and it is under these circumstances the appellants are before this Court.

6. We have heard learned counsel for the parties.

7. I

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