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2022 Supreme(SC) 1811

SUPREME COURT OF INDIA
Hemant Gupta, Vikram Nath, JJ.
Anjana Narayan Kamble & Ors. – Appellants
Versus
Branch Manager, Reliance General Insurance Company Limited & Anr. – Respondents
Civil Appeal No. 5113 of 2022 (Arising Out of SLP (Civil) No. 19312 of 2021)
Decided On : 04-08-2022

Advocates Appeared:
Mr. Yatin M. Jagtap, Advocate, Mandata Graurl, Advocate, Mr. Prashant Chaudhari, Advocate, Mr. Sunil Sharma, Advocate, Mr. Wasi Haider, Advocate, for the Appellant; Mr. Vishnu Mehra, Advocate, Ms. Sakshi Mittal, Advocate, for the Respondent.

Violation of motor vehicle rules is not contributory negligence unless it is proven to have contributed to the accident or impact.

Headnote:

Contributory Negligence - Motor Accident Claims - Motor Vehicles Act, 1988, Section 128, Section 194C

Fact of the Case:

The wife of the deceased appealed against the High Court's judgment modifying the compensation awarded by the Motor Accident Claims Tribunal. The deceased met with an accident while riding a motor cycle, and the High Court held him responsible for contributory negligence, reducing the compensation by 30%.

Finding of the Court:

The Supreme Court set aside the deduction made by the High Court, stating that the violation of rules for driving a motor vehicle is not a ground to deduct compensation unless there is proof that the accident could have been averted or the impact minimized.

Issues: Contributory negligence, deduction of compensation, violation of motor vehicle rules

Ratio Decidendi: The violation of rules for driving a motor vehicle is not a ground to deduct compensation unless there is proof that the accident could have been averted or the impact minimized.

Final Decision: The appeal is allowed, and the Award of the Tribunal is restored.

ORDER

1. Leave granted.

2. The wife of the deceased Narayan Kamble is in appeal before this Court against the judgment and order passed by the High Court of Judicature at Bombay in First Appeal (ST) No. 26961 of 2017. The High Court modified the Award dated 30.11.2016 passed by the Motor Accident Claims Tribunal, Baramati, Pune, Maharashtra.

3. The Motor Accident Claims Tribunal, Baramati, Pune, awarded a sum of Rs. 51,65,500/- along with interest @ 9% Per Annum from the date of the claim till realization. The Appellant was satisfied with the amount awarded by the Motor Accident Claims Tribunal, but the amount of compensation was reduced by the High Court in the appeal filed by the Insurance Company.

4. Narayan Kamble (since deceased), the husband of the appellant met with an accident on 11.08.2012 with an offending Truck bearing Registration No. MH-42/B-9759, when he was riding a Motor Cycle bearing Registration No. MH-42/V-5013. The deceased was not wearing a helmet and was driving the Motor Cycle with two other pillion riders.

5. The Insurance Company (Respondent herein) filed an appeal before the High Court. In the appeal, the deceased was held responsible for contributory negligence by the High Court and the amount of compensation awarded by the Tribunal was reduced by 30%.

6. The Learned Counsel for the Appellant relied upon the judgment of this Court in Mohammed Siddique & Anr. vs. National Insurance Company Limited & Others reported in (2020) 3 SCC 57, wherein this Court held that the deceased was negligent as 3 persons on a motor cycle could have added to the imbalance. It was held that motor cyclist may be violating the Motor Vehicle Act, 1988 for which the deceased may be liable to penalty but such violation by itself, cannot lead to a finding of contributory negligence. This court held :-

'13. But the above reason, in our view, is flawed. The fact that the deceased was riding on a motor cycle along with the driver and another, may not, by itself, without anything more, make him guilty of contributory negligence. At the most it would make him guilty of being a party to the violation of the law. Section 128 of the Motor Vehicles Act, 1988, imposes a restriction on the driver of a two wheeled motor cycle, not to carry more than one person on the motor cycle. Section 194C inserted by the Amendment Act 32 of 2019, prescribes a penalty for violation of safety measures for motor cycle drivers and pillion riders. Therefore, the fact that a person was a pillion rider on a motor cycle along with the driver and one more person on the pillion, may be a violation of the law. But such violation by itself, without anything more, cannot lead to a finding of contributory negligence, unless it is established that his very act of riding along with two others, contributed either to the accident or to the impact of the accident upon the victim. There must either be a causal connection between the violation and the accident or a causal connection between the violation and the impact of the accident upon the victim. It may so happen at times, that the accident could have been averted or the injuries sustained could have been of a lesser degree, if there had been no violation of the law by the victim. What could otherwise have resulted in a simple injury, might have resulted in a grievous injury or even death due to the violation of the law by the victim. It is in such cases, where, but for the violation of the law, either the accident could have been averted or the impact could have been minimized, that the principle of contributory negligence could be invoked. It is not the case of the insurer that the accident itself occurred as a result of three persons riding on a motor cycle. It is not even the case of the insurer that the accident would have been averted, if three persons were not riding on the motor cycle......' (Emphasis Supplied)

7. In the present case, there is no such evidence of contributory negligence except fact of three riders on

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