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2025 Supreme(SC) 1706

SUPREME COURT OF INDIA
K. VINOD CHANDRAN, N.V. ANJARIA, JJ.
Meena Jain & Anr. – Appellants
Versus
United India Insurance Co. Ltd. & Ors. – Respondents
Civil Appeal Nos. 8155-8156 of 2023
Decided On : 22-08-2025

Advocates Appeared:
For Appellant(s) :Mr. Amol Chitale, Adv. Mr. Sarthak Sharma, Adv. Mrs. Pragya Baghel, AOR For Respondent(s):Ms. Neerja Sachdeva, Adv. (Through VC) Mr. Yash Pal Dhingra, AOR

IMPORTANT POINT
Death in motor accident – Section 163A of Motor Vehicles Act, 1988 do not have retrospective effect.

Headnote:

Motor Vehicles Act, 1988 – Section 166 – Death in motor accident – Dismissal of claim application – Under Section 166 of Motor Vehicles Act, 1988, claim for compensation for death or injury can be pursued only if there is established negligence on part of driver of offending vehicle – Even if driver of subject vehicle is found to be negligent, there can be no compensation for his death, since he is tortfeasor – Compensation with respect to child could have been considered which also fails due to absence of any pleading of negligence – Accident occurred on 05.09.1993 and on that date Section 163A of MV Act was not available in statute, disentitling even no-fault liability claim under MV Act – Provision under Section 163A was brought into MV Act only with effect from 19.11.1994 – Judgment of High Court upheld. (Paras 4, 5, 6 and 7)

Facts of the case:

Claimants along with deceased were travelling in a car from Pali to Jodhpur when it suddenly collided with a Neem tree. Driver of vehicle, who was bread winner of family died on the spot, and his minor child succumbed to injuries, in hospital. Claimants also suffered injuries. Claim petitions stood dismissed, finding the same to be not maintainable, especially when there was no negligence proved.

Findings of Court:

Even if new story hatched for first time before Tribunal is believed, it can only lead to truck driver being found negligent, who along with owner and Insurer of vehicle were not parties before Tribunal. High Court after considering a number of decisions agreed with Tribunal.

Result : Appeals dismissed.

ORDER

1. Two claim petitions were filed before the Motor Accident Claims Tribunal [for short, ‘the Tribunal’] for compensation due on the death of a minor child and her father. The claimants were the mother and sibling, of the minor child, who along with the mother-in-law made another application for compensation for the death of the father of the deceased child.

2. The claimants along with the deceased were travelling in a car from Pali to Jodhpur when it suddenly collided with a Neem tree. The driver of the vehicle, who was the bread winner of the family died on the spot, and his minor child succumbed to the injuries, in the hospital. The claimants also suffered injuries. The claim petitions stood dismissed, finding the same to be not maintainable, especially when there was no negligence proved.

3. The deceased driver of the vehicle had borrowed the vehicle from his friend and hence, he steps into the shoes of the owner. The Tribunal found that only to bring in the aspect of negligence, at the evidence stage, a new story was spoken, of a truck having come through the wrong side negligently and rashly, thus forcing the driver to swerve the car, which collided with a Neem tree. The Tribunal disbelieved the oral evidence since it was not supported by the pleadings in the application. The application merely stated that the car hit a Neem tree and caused injuries to the occupants, to which injuries one passenger and the driver succumbed. Even if the new story hatched for the first time before the Tribunal is believed, it can only lead to the truck driver being found negligent, who along with the owner and the insurer of the vehicle were not parties before the Tribunal. The High Court after considering a number of decisions agreed with the Tribunal.

4. Admittedly, under Section 166 of the Indian Motor Vehicles Act, 1988 [The MV Act], a claim for compensation for death or injury can be pursued only if there is established negligence on the part of the driver of the offending vehicle. Obviously, even if the driver of the subject vehicle in the above case is found to be negligent, there can be no compensation for his death, since he is the tort-feasor. The compensation with respect to the child could have been considered which also fails due to absence of any pleading of negligence.

5. The unfortunate accident occurred on 05.09.1993 and on that date Section 163A of the MV Act was not available in the statute, disentitling even the no fault liability claim under the MV Act. The provision under Section 163A was brought into the MV Act only with effect from 19.11.1994.

6. The learned counsel appearing for the appellant relied upon the judgment of this Court in National Insurance Company Ltd v. Balakrishnan and Anr., (2013) 1 SCC 731. That was a case in which the Managing Director was travelling in a company owned vehicle which vehicle was also validly insured. It was held that the insurer would be liable to pay compensation in case of “comprehensive/package policy” but not in the case of an “Act policy”. A remand was made to the Tribunal to scrutinise the policy in the proper perspective and if necessary, take additional evidence as to the nature of the policy. The dictum does not at all help the appellants herein.

7. We are unable to interfere with the judgment of the High Court, and we dismiss the appeals.

8. Pending application, if any, shall stand disposed of.

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