( 1 ) THESE two revisions have been filed under Article 227 of the Constitution of India and they are disposed of by this common judgment.

( 2 ) TWO complaints came to be filed before the District Consumers Forum, vizianagaram. In the complaint out of which CRP No. 2439 of 2002 arises the complainant contended that she became a subscriber of the chit and was allotted a number for a total chit amount of rs. 2,50,000/- payable on monthly subscriptions @ Rs. 5,000. 00 per month for 50 months commencing from 6-2-2000 to 21-3-2004. As the complainant was in need of money for bypass surgery of her mother and also father, she participated in the auction on 18-2-2001. She was the highest bidder of Rs. 1,57,000. 00 as against rs. 2,50,000/ -. She produced all the relevant documents, but this amount was not given to her.

( 3 ) IN the second complaint which has given rise to CRP No. 3365 of 2002 the complainant claimed that he was petrol bunk owner. He was induced by the other side to become a member of the chit fund. According to the complainant, he was promised that if he would take two chits, he could avail the chit amount in the first auction for the first chit and the sec