IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI
B.V.L.N.CHAKRAVARTHI, J.
New India Assurance Company Limited, Rep. by its Divisional Manager, Vijayawada, Krishna District. - Appellant
Versus
Saripalli Ramakoti Reddy, S/o.Gopala Swamy Reddy - Respondent
M.A.C.M.A.No.386 of 2016
Decided on : 11-11-2022
Indian Penal Code, 1860 – Section 279 – Motor Vehicles Act, 1988 – Section 140, 166, 147 (2) (b), 2 (13) – Claiming Compensation – Motor Accidents Claims – Rash driving or riding on a public way – Rash and negligent driving of driver of offending lorry – Appeal is preferred by 2nd respondent/Insurance Company, Challenging order passed, on file of Motor Accidents Claims Tribunal-cum-XI Addl. District Judge, wherein Tribunal while partly allowing petition, awarded a compensation with interest @ 7.5% p.a. from date of petition, till date of realisation to petitioner/claimant for death of a she-buffalo of petitioner in a motor vehicle accident – Held, Definition of ‘goods’ stated supra indicates that livestock, and anything carried in motor vehicle and thereby it constitutes as property – However in case on hand, she-buffalo that died was not carried in the motor vehicle at time of accident – In that view of matter she-buffalo cannot be considered as ‘property’ under scope of Section 147 (2) (b) of M.V. Act, 1988, to limit liability only upto – Facts and circumstances of case and law on subject, Court do not find any merits in contentions of Appellant to interfere with award passed by Tribunal, and therefore, point is answered against appellant/Insurance Company – Appeal dismissed.
JUDGMENT :
This appeal is preferred by the 2nd respondent/Insurance Company, challenging the order dated 27.03.2015 passed in M.V.O.P.No.301/2010 on the file of Motor Accidents Claims Tribunal-cum-XI Addl.District Judge, Krishna at Gudivada, wherein the Tribunal while partly allowing the petition, awarded a compensation of Rs.45,000/-with interest @ 7.5% p.a. from the date of petition, till the date of realisation to the petitioner/claimant for the death of a she-buffalo of the petitioner in a motor vehicle accident.
2. For the sake of convenience, the parties are arrayed as parties in the lower Court.
3. As seen from the record, originally the petitioners filed an application U/s.140 and 166 of Motor Vehicles Act, 1988 (for brevity “the Act”) claiming compensation of Rs.90,000/-on account of the death of a she-buffalo of the petitioner, in a motor vehicle accident that occurred on 24.01.2006.
4. The facts show that on 03.01.2006 the petitioner purchased a she-buffalo for Rs.35,000/-. The same was brought grazing by the petitioner at Telephone Nagar on 24.01.2006 at about 02.30 p.m., when the driver of the 1st respondent’s offending vehicle bearing No.AP16 T 4759, drove the said lorry in a rash and negligent manner, came towards left side of the road margin, dashed against the she-buffalo of petitioner, ran over, resulting in the death of the she-buffalo. In this regard, a case in Cr.No.4/2006 for the offence punishable U/s.279 of Indian Penal Code was registered. The said she-buffalo was aged 7 years, giving 5 to 6 litres milk per a day, and after the accident, the petitioner spent Rs.6,000/-for medical expenses, Rs.1,000/-for transport and Rs.4,000/-for feeding of its calf, and lost a permanent income of Rs.90,000/-.
5. Before the Tribunal, the 2nd respondent in the petition filed a counter resisting, while traversing the material averments with regard to manner of accident, rash and negligence on part of the driver of the crime lorry, and the petitioner had to prove that he was the owner of the cattle, and there was no contractual liability to pay compensation to the petitioner.
6. On the strength of the pleadings of both parties, the Tribunal framed the following issues:
1. Whether the accident is due to the rash and negligent driving of the driver/lorry bearing No.AP 16T 4759?
2. Whether the petitioner is entitled to a compensation? If so, from which of the respondent?
3. To what relief?
7. To substantiate his claim, the petitioner examined himself as 2nd P.W-1 and got marked Exs.A-1 to A-4. On behalf of the respondent/Insurance Company, D.W-1 was examined and Ex.B-1 was marked.
8. The Tribunal, taking into consideration the evidence of P.W-1, coupled with Exs.A-1 to A-4, held that the accident took place due to the rash and negligent driving of the driver of the crime lorry, and further, taking into consideration the evidence of P.W-1 corroborated by Exs.A-1 to A-4, awarded a compensation of Rs.45,000/-with interest @ 7.5% p.a. from the date of petition, till the date of realisation.
9. The plea of the 2nd respondent/Insurance Company is that the petitioner had to prove that he was the owner of the cattle, and there was no contractual liability to pay compensation to the petitioner.
10. The Tribunal considered the evidence on record, and based on the contentions of both parties, held that the accident occurred due to the rash and negligent driving of the driver of the offending lorry.
11. The Tribunal after considering the evidence of P.W-1 coupled with Exs.A-1 to A-4, awarded an amount of Rs.45,000/-as compensation with interest at 7.5% p.a. from the date of petition, till the date of realisation.
12. The contention of the appellant/Insurance Company is that the Tribunal erred in awarding compensation beyond Rs.6,000/-, and the order of the Tribunal is against section 147 of M.V.Act 1988, since the said provision limits the liability of the Insurance Company to Rs.6,000/-only for the damage caused to livestock.
13. The learned counsel
SupremeToday
The central legal point established in the judgment is the interpretation of the definition of 'property' under the Motor Vehicles Act, 1988 and the determination of the Insurance Company's liability....
The insurer's liability for third-party property damage is limited to Rs.6,000 under Section 147(2)(b) of the Motor Vehicles Act, 1988.
Insurer's liability for third-party property damage is capped at Rs.6,000 under Section 147(2)(b) of the Motor Vehicles Act, 1988.
The main legal point established is that even in cases of rule violations, the court may consider the circumstances and weigh the factors to determine liability.
Claims Tribunal has jurisdiction to award compensation for loss of income arising from property damage in motor accidents, but speculative damages are impermissible.
The main legal point established in the judgment is the interpretation of the provisions of Section 147 of the Act, 1988 as amended by the Motor Vehicles (Amendment) Act, 1994, regarding the liabilit....
The liability of the insurance company under section 147(2)(b) of the Motor Vehicles Act 1988 is limited to Rs.6,000 under an Act only policy.
A borrower of a vehicle steps into the shoes of the owner, disqualifying their legal heirs from claiming compensation against the insurance company.
Claims for own damages are not maintainable under the Motor Vehicles Act, 1988; liability of insurers for third-party property damage is limited to Rs.6,000/- under Act only policies.
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