IN THE HIGH COURT OF KARNATAKA AT BENGALURU
M. NAGAPRASANNA, J.
Nalini Devi W/o. Sudhakara C – Appellant
Versus
The General Manager Canara Bank – Respondents
Writ Petition No.22058 OF 2021 (GM–RES)
Decided on : 17-11-2022
Employment and Service matter - Working as a Second Division Assistant - Family pension - Petitioner is wife of one who was working as a Second Division Assistant in office of Deputy Commissioner of Police, CAR (Central), Bangalore who served the Department for about 22 years and dies - After the death of the husband of petitioner, pension payment order for payment of family pension comes to be issued in favour of the petitioner commencing from 30-12-2004 in terms of pension payment order dated - An amount of Rs.2430/-was deposited every month into account of petitioner maintained at Syndicate Bank, BWSSB Branch, Bangalore - On petitioner visits Bank only to be told that she cannot operate account as there was some excess payment made to the family pension account of petitioner - Immediately, petitioner represents to the Bank requesting Bank to unblock the account which would enable her to draw family pension - This was not acceded on information that Rs.50,000/-was deposited in excess which was more than the entitlement of petitioner as family pension.
Finding of Court : Court are in a digital age, excess payment is immediately reflected on screens of computers through which the amounts are disbursed - It is only to be noticed by the person operating computer or person who takes decision on transferring monthly pension - In such a case, neither hardware nor software would be responsible, but it is the heartware, heartware I mean, person who handles account and transfers amount through computer - It is that heartware that has to detect that something is amiss. If only excess payment is detected at early stages, there would be no loss caused to Bank/State or agony to holder of an account - It is always the folly of the officers who handle such accounts, who either do not act properly or display lackadaisical attitude towards the problems of its customers even if brought to their notice, particularly, in matters concerning pension - Officers who display such remissness should not be tolerated - Option of initiating disciplinary proceedings against those officers for imposing punishment for act of derelict of duty should be explored, so that tax payers money is not put at jeopardy. [Para 18]
Result : Writ Petition is allowed.
ORDER :
The petitioner is before this Court seeking a direction to the respondents by issuance of a writ in the nature of mandamus to consider her representation dated 22-07-2021.
2. Heard Sri Hanumanthappa B.Haravi Gowdar, learned counsel appearing for the petitioner, Smt. B.G.Nayana Tara, learned counsel appearing for respondents 1 to 4 and Sri N.Kumar, learned Additional Government Advocate appearing for respondent No.5.
3. Shorn of unnecessary details, facts in brief are as follows:-
The petitioner is the wife of one C. Sudhakar who was working as a Second Division Assistant in the office of the Deputy Commissioner of Police, CAR (Central), Bangalore who served the Department from 08-10-1982 to 29-12-2004 for about 22 years and dies on 29-12-2004. After the death of the husband of the petitioner, pension payment order for payment of family pension comes to be issued in favour of the petitioner commencing from 30-12-2004 in terms of pension payment order dated 22-07-2005. An amount of Rs.2430/-was deposited every month into the account of the petitioner maintained at Syndicate Bank, BWSSB Branch, Gandhinagar, Bangalore. On 07-11-2016 the petitioner visits the Bank only to be told that she cannot operate the account as there was some excess payment made to the family pension account of the petitioner. Immediately thereafter, the petitioner represents to the Bank requesting the Bank to unblock the account which would enable her to draw family pension. This was not acceded on the information that Rs.50,000/-was deposited in excess which was more than the entitlement of the petitioner as family pension.
4. At that juncture, the petitioner gives a representation stating that the Bank is at liberty to recover Rs.50,000/-excess pension paid. The representation was submitted on 18-03-2017. Even then the account of the petitioner was not unblocked. Years passed by and the petitioner goes on representing to the Bank and made a complaint to the Ombudsman when she received the information that her actual family pension was Rs.6732/-and excess amount of Rs.2,34,158/-deposited into the account was held in the SB account of the petitioner and was stopped from withdrawing the same as the account was put on hold. The petitioner also complains to the competent authority at the Canara Bank (‘Bank’ for short) as by then Syndicate Bank had merged into Canara Bank, seeking unblocking of her account. The last of the representations having gone unheeded, the petitioner knocks the doors of this Court in the subject petition seeking a direction to the Bank for unhindered release of family pension qua the entitlement of the petitioner.
5. The learned counsel appearing for the petitioner contends that the petitioner has been approaching the Bank or the 5th respondent/Treasury Officer for redressal of her grievance and even as on date the grievance is not redressed and the petitioner is not in a position to operate her account even, as the family pension account of the petitioner would get blocked until remittance of Rs.2,34,158/-is made by the petitioner. He would submit that the petitioner had initially offered that an amount of Rs.50,000/-be deducted from her account in 2016 itself. Six years have passed by with the respondents doing nothing and, therefore, the arrears have now increased.
6. On the other hand, the learned counsel appearing for respondents 1 to 4, submits that her submissions be taken as objections and would contend that on the instructions of the 5th respondent to block the account it was done so and the same status continues even as on date. No fault can be found with the officers of the Bank who have only followed the instructions of Government through its Treasury. She would further contend that the apprehension of the petitioner that it would again get blocked in future is unwarranted, though amount of excess pension has been paid
Point of Law act of officers of the Bank who have allegedly harassed the petitioner over payment of pension and have displayed apathy towards her grievances and would make it clear that any such iter....
Point of Law : As soon as the excess/wrong payment made to a pensioner comes to the notice of the paying branch, the branch should adjust the same against the amount standing to the credit of the pen....
Recovery of excess pension amount after a long period without informing the pensioner and causing hardship is not sustainable and breaches the agreement with the Union of India.
Unauthorized deductions from a pensioner's account without valid consent amount to a violation of principles of natural justice under Articles 14, 16, and 21 of the Constitution.
Recoveries from pensioners are permissible only under strict guidelines to prevent hardship, emphasizing protection for retired employees against unjust financial demands.
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.