IN THE HIGH COURT OF JUDICATURE AT BOMBAY
S.G. DIGE, J.
The Iffco Tokio General Insurance Company Ltd. – Appellant
Versus
Smt. Bhagyashri Ganesh Gaikwad – Respondent
First Appeal No. 111 of 2019
Decided on : 03-03-2023
Motor Vehicles Act,1988 - Section 166 - Accident - Rash excessive and negligent - Pillion rider - Dashed to motorcycle - death - Held, It is contention of learned Counsel for the Appellant that the Claimants have not preferred Appeal for enhancement of compensation - They are not entitled for any enhancement without any Appeal - In court view Section 168 of Motor Vehicles Act states about just compensation - Consortium amount is being awarded to legal heirs of deceased on basis of parental consortium spousal consortium and filial consortium - Claimants are entitled for consortium amount - Court am considering consortium amount - Appeal Dismissed.
JUDGMENT :
1. Being aggrieved and dissatisfied with the judgment and order passed by the Motor Accident Claims Tribunal, Pune (for short the Tribunal), the Appellant Insurance Company preferred this Appeal.
2. Brief facts of the case are as under:- On 15th May 2010, Sakharam Gaikwad was riding the motorcycle bearing No. MH-14/BD-9975 and deceased Ganesh was a pillion rider on said motorcycle. At the time of incident, Sakharam was crossing Mumbai-Pune road for going towards Kamshet. At the relevant time, the Respondent No.1 drove his rickshaw bearing No. MH-43/C-1989 in rash, excessive and negligent manner and thereby dashed to the motorcycle. Because of dash, Sakharam and deceased fell down on road, sustained multiple injuries. Deceased Ganesh sustained head injury. Ganesh died while taking treatment. The offence was registered against the Respondent No.1 rickshaw driver.
3. The Claimants filed Claim Petition for getting compensation before the Tribunal. The Tribunal has passed judgment and order, it is under challenge. It is contention of learned Counsel for the Appellant that the Respondent No.1 drove the offending rickshaw outside the jurisdiction and thereby violated the terms and conditions of the permit. Therefore, the Appellant is not liable to pay any compensation to the Claimants.
4. The permit to ply offending rikshaw was for Thane district only. The incident had happened outside Thane district.
5. The learned Counsel further submits that the Claimant No.1-wife of deceased Ganesh remarried after the death of Ganesh. Hence, she is not entitled for the compensation and income of deceased is considered on higher side. Hence, requested to allow the Appeal.
6. It is contention of learned Counsel for the Respondent- Claimants that the offending rickshaw had permit to drive the rickshaw. No witness is examined by the Appellant to prove that there was breach of terms and conditions of permit before the Tribunal.
7. The learned Counsel further submits that, when Ganesh died, at that time, the Claimant No.1 was widow and thereafter she filed Claim Petition for getting compensation. At the time of death of her husband, she was 19 years old only. Hence her remarriage cannot be a ground to deny compensation to her. The learned Counsel further submits that deceased was getting Rs.10,000/- per month from doing the welding work and from agricultural land. But the Tribunal has considered only Rs.5,000/- per month. Hence, requested to dismiss the Appeal.
8. I have heard both learned Counsel. Perused judgment and order passed by the Motor Accident Claims Tribunal (for short the Tribunal). The Tribunal has awarded compensation of Rs.10,89,754/-.
9. While dealing with issue of breach of permit, the Tribunal has observed that it is settled position that breach of terms and conditions of policy are quite different than the breach of terms and conditions of permit issued by the RTO Authority. The permit was issued for the purpose of plying the rickshaw and giving the service within the District Thane. However, it does not preclude the Opponent No.1 to carry the rickshaw out of the jurisdiction of District Thane. I do not find any infirmity in it. In my view the Appellant’s have not examined any witness to prove that taking offending rickshaw outside the jurisdiction of Thane District was breach of terms of permit, and it amount’s to breach of terms and conditions of insurance policy. Hence, I do not see merit in the contention of learned Counsel for appellant that there was breach of terms and conditions of insurance policy.
10. In respect of, issue of remarriage of Claimant No.1, in my view, it appears from record that at the time of death of her husband, she was 19 years old. Thereafter, she filed a Claim Petition for getting compensation, during pendency of the Claim petition she re-married. One cannot expect that for getting compensation of deceased husband, the widow has to remain widow for life time or till getting compensation. Considering her
It is proposition of law that person who alleges breach must prove same.
The main legal point established in the judgment is that the violation of permit condition does not absolve the insurance company from paying compensation in a motor vehicle accident case.
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Permit renewals under Section 81 of the Motor Vehicles Act are retroactively effective, impacting liability determinations in accident claims.
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The liability for a motor vehicle accident can be on the owner and driver of the vehicle if there is no permit for the vehicle to ply. The insurance company can pay the compensation and recover it fr....
The main legal point established in the judgment is the liability of the insurance company in a motor vehicle accident case and the rights of the widow as a legal heir under the relevant legal provis....
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