IN THE HIGH COURT OF JUDICATURE AT BOMBAY AT NAGPUR BENCH
SANDIPKUMAR C. MORE, J.
Ku. Nilima D/o. Murlidhar Dakhane - Appellant
Versus
Bajaj Alianz General Insurance Co. Ltd. & Ors. - Respondents
First Appeal No. 854 of 2009 With Civil Application No. CAF 48 of 2009
Decided On : 03-02-2025
(A) Motor Vehicles Act, 1988 - Sections 3 and 149(2) - Central Motor Vehicles Rules, 1989 - Rule 3 - Liability for compensation in motor accident - Appellant challenged the Tribunal's order directing joint liability for compensation, arguing valid learner's license at the time of the accident - Tribunal found no valid driving license, leading to joint liability with the Insurance Company - Court upheld the Tribunal's decision, emphasizing the requirement for learner's license holders to be accompanied by a qualified instructor while driving. (Paras 1, 2, 4, 21, 22)
(B) Insurance Policy - Conditions of liability - The court reiterated that a learner's license does not exempt the holder from the requirement of being accompanied by a qualified instructor while driving a motorcycle, as per Rule 3 of the Central Motor Vehicles Rules, 1989. (Paras 9, 21)
Facts of the case:
The appellant, while riding a motorcycle, collided with the respondent, resulting in injury and subsequent compensation claim. The Tribunal found the appellant liable due to lack of a valid driving license.
Findings of Court:
The court confirmed the Tribunal's ruling that the appellant was liable for compensation due to violation of driving regulations.
Issues: The main issues were whether the appellant held a valid learner's license and the implications of driving without an instructor.
Ratio Decidendi: The court ruled that a learner's license is valid but must be accompanied by an instructor when driving a motorcycle, reaffirming the necessity of compliance with safety regulations.
Result: Appeal dismissed.
JUDGMENT :
(SANDIPKUMAR C. MORE, J.)
1. The appellant i.e. original respondent No.1 in Claim Petition No. 800 of 2003 has challenged the judgment and award dated 25.02.2008 in the aforesaid claim petition passed by the learned Motor Accident Claims Tribunal, Nagpur (herein after referred to as the ‘learned Tribunal’). Under the impugned judgment, the learned Tribunal has granted compensation of Rs. 31,070/- to the petitioner, who is present respondent No.2, along with interest @ 7.5% p.a. from the date of petition till its realization. The learned Tribunal has held the present appellant and respondent No.2 Insurance Company jointly and severally liable for paying the aforesaid compensation with direction to the respondent No.1/Insurance Company to satisfy the award first and then to recover the amount of compensation from the present appellant/owner by filing Execution Proceedings. Thus, the present appellant has challenged the said “pay and recover” direction issued by the learned Tribunal, by contending that, she was having valid learner’s licence at the time of accident and therefore, the learned Tribunal should have held respondent No.2 Insurance Company solely liable for paying compensation.
2. Admittedly, on the day of accident i.e. on 10.04.2003 at about 2.00 p.m on Hudkeshwar Road, Nagpur, present Respondent No.2 i.e. injured in the accident, was walking towards house of his brother-in-law and at that time,the present appellant, who was riding Kinetic Nova No. MH-31- BD-4106, gave dash to him from back side. Respondent No.2/ injured sustained fracture to his left leg and incurred heavy medical expenses which led him to file the present claim petition. The learned Tribunal, after conducting inquiry/trial, found that the appellant was not having valid driving licence and therefore, directed respondent No.1 Insurance Company to satisfy the award and then to recover from the appellant/owner. Hence, this appeal.
3. It is significant to note that the appellant has also filed Civil Application No. 48 of 2009 i.e. application under Order 41 Rule 27 of Code of Civil Procedure for leading additional evidence in the form of documents, whereby it is contended that she was having valid learner’s licence on the day of accident which was issued to her by the competent authority on 17.12.2002 till 15.06.2003. The appellant has produced copy of said learner’s driving licence along with the copies of correspondence made by her with Insurance Company as well as concerned Regional Transport Officer, Nagpur.
4. The learned counsel for the appellant/owner vehemently submitted that there was no opportunity for the appellant to led the evidence for showing that she was having valid learner’s licence on the day of accident. According to him, the learned Tribunal has cast liability on the appellant mainly because she was not having valid driving licence. However, he further submitted that even the learner’s lenience is held to be valid licence under the various judgments of different High Courts as well as Hon’ble Apex Court. He pointed out that proviso of Rule 3 of Central Motor Vehicles Rules, 1989 is not applicable in case of motorcycle as per the observations of Karnataka High Court and therefore, modification in the impugned judgment for total exemption of the appellant from paying the compensation, is required. According to him, the appellant had already obtained learning licence from the competent authority on 17.12.2002 and same was valid till 15.06.2003. As such, on the day of accident, i.e. on 10.04.2003 she was definitely having valid license as observed by the Hon’ble Apex court in the case of National Insurance Co. Ltd Vs. Swaran Singh 2004 ACJ 1 (SC). The learned counsel for the appellant also relied upon the following judgments
(I) National Insurance Co. Ltd Versus Swaran Singh and Others [(2004) 3 Supreme Court Cases 297];
(II) In the High Court of Karnataka in the case of The Senior Divisional Manager the National Insurance Co. Ltd. V
A learner's license holder must be accompanied by a qualified instructor while driving a motorcycle, as per Rule 3 of the Central Motor Vehicles Rules, 1989.
A learner's licence is valid but must comply with specific conditions, including being accompanied by a qualified instructor while driving a motorcycle.
Point of Law : Any person drives or rides a vehicle without satisfying the conditions in the learner's licence in compliance of Rule 3 (b) of the Central Motor Vehicles Rules, 1989 without accompanyi....
A learner's license does not preclude insurance liability if the driver is accompanied by a licensed instructor, and the insurer must prove policy violations to avoid liability.
The insurer must prove a breach of policy conditions by the insured to avoid liability; mere invalidity of a driving license does not absolve the insurer from responsibility.
The main legal point established in the judgment is that the absence of a valid and effective license for the specific class of vehicle being driven absolves the insurance company from liability for ....
A learner's licence is valid under the Motor Vehicles Act, and the Insurance Company failed to prove breach of policy conditions, leading to a revised compensation amount.
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