SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Article Pause Article
judgment-img

2024 Supreme(Cal) 48

IN THE HIGH COURT AT CALCUTTA
SUBHENDU SAMANTA, J.
In the Matter of: Naren Dev Bagh @ Naren Bagh - Appellant
Versus
National Insurance Co. Ltd. & Another
- Respondent
F.M.A.T. No. 6 of 2015
Decided On : 12-02-2024

Advocates appeared:
For the Appellant:Krishanu Banik, Tathagata Banik, Advocates. For the Respondents:Rajesh Singh, Advocate.

The central legal point established in the judgment is the requirement to follow the structure formula laid down in the MV Act for assessing compensation under section 163A, even in the absence of sufficient documentation of loss of income.

Headnote:

MV Act - Motor Accident Claims Tribunal - The court assessed compensation under section 163A of the MV Act, emphasizing the need to follow the structure formula laid down in the Act. The court adopted a notional income to calculate the compensation and directed the Insurance Company to pay the balance award with interest.

Fact of the Case:

The claimants sought compensation under section 163A of the MV Act for severe bodily injury sustained in a motor vehicle accident. The Tribunal awarded Rs. 65,000 in favor of the claimant, which the appellant sought to enhance.

Finding of the Court:

The court assessed compensation based on pecuniary and non-pecuniary damages, adopting a notional income to calculate the compensation. It directed the Insurance Company to pay the balance award with interest.

Issues: Assessment of compensation under section 163A of the MV Act, consideration of injury and loss of income, and application of the structure formula for compensation calculation.

Ratio Decidendi: The court emphasized the need to follow the structure formula laid down in the MV Act for assessing compensation, even in the absence of sufficient documentation of loss of income.

Final Decision: The court directed the Insurance Company to pay the balance award of Rs. 94,000 with 6% interest per annum from the date of filing of the claim application.

JUDGMENT

1. The instant appeal has been preferred against the Judgment and Award dated 30st of May, of 2014 passed by the Learned Judge, Motor Accident Claims Tribunal 12th Court Alipur , South 24 Parganas in MAC Case No. 109 of 2010.

2. The brief fact of the case is that the present appellants being the claimants have preferred an application u/s- 163A of MV Act before the Learned Tribunal for getting compensation on the ground that he sustained severe bodily injury in a Motor Vehicle accident due to rash and negligent driving of the driver of the offending vehicle.

3. The Insurance Company contested the matter by filing written statement. After hearing the parties and after receiving the evidence the Learned Tribunal has awarded a sum of Rs. 65,000/- in favour of the claimant and directed the Insurance Company to pay the compensation.

4. Being heard and dissatisfied with the said award the present appeal has been preferred by the claimant. It is the case of the appellant that the Learned Tribunal has not considered the entire claim case and came to an erroneous finding.

5. It has been further argued that the Learned Tribunal has not adopted the structure formula in assessing the compensation. It is the case of the appellant that the Learned Tribunal must have considered the injury of the claimants to assess just and proper compensation. So, he prayed for enhancement of the ward.

6. Learned Advocate appearing on behalf of the Insurance Company Mr. Rajesh Singh submits that the Learned Tribunal has committed no error the Learned Tribunal has correctly observed that no medical bills were not produced, income of the claimant has not been established and there also no material to show that due to injury caused by the accident in question. The claimant has suffered loss of income.

7. Learned Tribunal has correctly viewed that absence of loss of income and in absence of scheduled injury the benefit of multiplier system cannot be applicable. The Learned Tribunal has assessed the compensation on two grounds one is the pecuniary damages and another is the non-pecuniary damages. There is no illegality in the finding; so the appeal has got no material at all.

8. Heard the Learned Advocates.

9. Perused the paper book and the materials on record it appears that the application u/s 163A of MV Act has been filed before the Learned Tribunal, the Learned Tribunal has assessed the compensation only on the grounds of pecuniary and non-pecuniary.

10. The statutory direction u/s 163A of MV Act laid down the principal that any application u/s 163 of the MV Act the structure formula has depicted in the schedule of the said Act has to be followed.

11. In my view in this case the claimant though have not filed the sufficient document of his loss of income but it has been proved that he sustained injury in a road traffic accident due to the involvement of the vehicle in question ensure under the policy of the Insurance Company.

12. In my view the structure formula has to be adopted to assess the compensation in this case.

13. There is nothing in the record regarding income of the claimant thus in this case the notional income is adopted to be Rs. 3,000/- per month. The just and proper compensation of this case is assessed as follows ____

Assessment of Compensation

1.

Monthly Income Rs ----

3,000/-

2.

Annual Income Rs ----

36,000/-

3.

25% loss of income Rs.----

9,000/-

4.

Use of multiplier Rs.------

9,000/- X 16

1,44,000/-

5.

Non Pecuniary Damages Rs.----

15,000/-

 

Total-

Rs.-1,59,000/-

14. According to the above calculation the award comes to Rs. 1,59,000/- the Learned Tribunal has already awarded a sum of Rs. 65,000/- balance of award comes to Rs. 94,000/-. The Insurance Company is directed to pay the balance award along with 06% in

Click Here to Read the rest of this document
1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
whatsapp-icon Back to top