IN THE HIGH COURT AT CALCUTTA
Ajay Kumar Gupta, J.
Rina Chakraborty & Ors. – Appellants
Versus
The Oriental Insurance Co. Ltd. and Anr. – Respondents
FMA 1338 Of 2013 With CAN/1/2019 (Old No: CAN/11143/2019)
Decided On : 30-01-2024
Motor Accident Claim - Motor Vehicles Act, 1988 - Section 166 - Section 170 - Section 166, Section 170
Fact of the Case:
The case involved a motor accident claim where the deceased was killed in a collision with an offending vehicle. The claimants sought compensation for the death of the deceased.
Finding of the Court:
The court found that the owner of the offending vehicle violated the terms and conditions of the insurance policy by driving without a valid license, leading to the dismissal of the case against the insurance company. The court also noted errors in the calculation of compensation and adjusted the amount based on legal precedents.
Issues: The issues included the validity of the driving license, assessment of compensation, and the liability of the insurance company.
Ratio Decidendi: The court relied on the Motor Vehicles Act, 1988 and legal precedents to determine the liability of the insurance company and the calculation of compensation.
Final Decision: The court modified the judgment and awarded compensation to the claimants, directing the insurance company to deposit the amount and interest, with a liberty to recover from the owner of the offending vehicle.
JUDGMENT :
Ajay Kumar Gupta, J.
1. Appellants have assailed the judgment and award dated 30.01.2013 passed by the Learned Judge, Motor Accident Claims Tribunal, 1st Court, Hooghly in Motor Accident Claim Case No. 130 of 2010 thereby the learned Tribunal ordered that the Motor Accident Claim case be allowed ex parte but without any cost against the owner of the offending vehicle and dismissed against the Ins. Co. i.e. the Oriental Ins. Co. Ltd. and awarded compensation to the tune of Rs. 3,69,500/-along with interest at the rate of 7% per annum from the date of filing of the case till actual realization from the owner of the offending vehicle in an application filed under Section 166 of the Motor Vehicles Act, 1988 on account of death of the deceased due to Motor traffic accident and the owner of the offending vehicle is directed to pay the amount of compensation of Rs. 3,69,500/-to the appellants by way of cheque equally through the Ld. Tribunal within two months thereof, failing which the appellants will be at liberty to take necessary steps in accordance with law and the claimants will be entitled to interest @ 9 % per annum over the entire amount till actual realization. The owner of the offending vehicle is further directed to issue a separate cheque of Rs. 5,000/-with respect to loss of consortium to the widow of the deceased Ratan Chakraborty i.e. in favour of the appellant no. 1 in addition to her actual entitlement.
2. The brief facts leading to the present appeal in a nutshell are as hereunder.
On 03.05.2010 at about 10 a.m. on GT Road near Champarui Radio Centre, the victim Ratan Chakraborty was proceeding towards Hoera by riding an auto Rickshaw bearing no. WB-15/A-3963. When it reached near Champarui Radio Centre under Mogra P.S. at that point of time, the offending container being No. WB-41/D-8683 coming from the opposite direction dashed against the auto rickshaw with a very high speed and negligent manner endangering the human life and safety. As a result, some passengers of that auto rickshaw including the deceased of this case received serious injuries on their persons. One unknown passenger died instantaneously at the spot and the auto rickshaw got damaged. Ratan Chakraborty and other injured passengers were shifted to Imambara Sadar Hospital at Chinsurah, wherein the doctor declared Ratan Chakraborty as dead. It has been stated in the claim application that four persons died out of the said accident. Ratan Chakraborty was one of them and was man of active habit and used to earn Rs. 4000/-per month from his employment in M/s Ghatak Builders under Mogra P.S. Hence, the claim application filed by the widow and other family member of the deceased and claimed a compensation to the tune of Rs. 5, 00,000/-.
3. The Oriental Ins. Co. Ltd. contested the case wherein all the material allegations with regard to the age, income of the deceased, the mode and manner of accident and also the insurance coverage of the vehicle were denied. It has also been specifically averted in the written statement that the accused driver of the offending vehicle was driving the vehicle without any valid driving licence. The number of the D.L. is a fake one and it has no existence up till then as per testimonies of RTO and local investigator of the insurance company. It was contended that the claim of the appellants was excessive, abnormal and without any legal and equitable basis as such the claim application was liable to be dismissed with cost. It has further been alleged that the victim was responsible for the fatal accident and he himself violated the traffic rules. The insurer also filed an application under Section 170 of the M.V. Act for permission of the Ld. Tribunal to take all the defence available to the owner of the offending vehicle. Petition was allowed to take all defence available on behalf of the owner of the offending vehicle.
4. Mr. Roy, learned advocate appearing on behalf of the appellants/claimants submitted that the Ld. T
National Insurance Company Ltd. Vs. Pranay Sethi & Ors.
Singh Ram v. Nirmala and Others
Sarla Verma and Others vs. Delhi Transport Corporation and Another
The court applied the principles established in National Insurance Company Limited vs. Pranay Sethi & Ors, (2017) 16 SCC 680, regarding compensation entitlement in motor accident cases.
The main legal point established in the judgment is the determination of compensation in motor accident claims, considering factors such as negligence, income of the deceased, number of dependents, a....
The court established that intoxication and improper positioning on the vehicle breached insurance policy conditions, affirming liability on the driver-owner and recalculating compensation based on f....
Point of Law : Purpose of keeping compensation is to safeguard the interest of the claimants. Since long time has elapsed, the amount be deposited in the Saving Bank Account of claimant(s) in a natio....
The main legal point established in the judgment is the reliance on documentary evidence, including the victim's income tax return, to determine the compensation amount in motor accident claims.
The court established that in motor accident claims, the assessment of compensation must include future prospects and that the insurer remains liable for compensation unless it can be proven that the....
The insurer is liable to pay compensation to claimants in cases of policy breach with the right to recover from the owner. Furthermore, interest is not payable on the future prospects component of co....
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.