IN THE HIGH COURT OF DELHI AT NEW DELHI
Gaurang Kanth, J.
National Insurance Co. – Appellant
Versus
Surender Singh Anand & Ors. – Respondents
MAC.APP. 925 of 2014, CM APPL. 16964 of 2014, 16998 of 2019 & 35409 of 2021 & MAC.APP. 447 of 2015, CM APPL. 9823 of 2015, 9825 of 2015, 17000 of 2019 & 35565 of 2021
Decided On : 14-07-2023
Compensation - Motor Accident Claims Tribunal - Motor Vehicles Act, 1988 - [NEGLIGENCE] - [Motor Accident Claims Tribunal] - [Sections 166, 144 of the Motor Vehicles Act, 1988] - The court awarded compensation to the claimants for the death of the deceased due to the rash and negligent driving of the driver of the offending vehicle. The court analyzed the income of the deceased, the number of dependents, and the multiplier to be applied. The court also discussed the liability of the insurer and the insured, and the recovery rights granted to the insurer against the insured. The court modified the compensation awarded by the Claims Tribunal and allowed the insurer to recover the balance decretal amount from the insured.
Fact of the Case:
The deceased was killed in a motor vehicle accident due to the rash and negligent driving of the driver of the offending vehicle. The claimants sought compensation under Sections 166 and 144 of the Motor Vehicles Act, 1988. The Insurer contested the claim, while the Driver and Owner of the offending vehicle did not contest the case and were proceeded ex-parte. The Claims Tribunal awarded compensation to the claimants, which was appealed by the Insurer and the Owner of the vehicle.
Finding of the Court:
The court found that the deceased did not contribute to the accident and was not guilty of contributory negligence. The court modified the compensation awarded by the Claims Tribunal, considering the income of the deceased, the number of dependents, and the multiplier to be applied. The court also held the insured guilty of willful breach of the conditions of the insurance policy, allowing the insurer to recover the balance decretal amount from the insured.
Issues: The issues included the negligence leading to the accident, the determination of the deceased's income, the number of dependents, the multiplier to be applied, and the liability of the insurer and the insured.
Ratio Decidendi: The court held that the deceased did not contribute to the accident and was not guilty of contributory negligence. The court modified the compensation awarded by the Claims Tribunal, considering the income of the deceased, the number of dependents, and the multiplier to be applied. The court also held the insured guilty of willful breach of the conditions of the insurance policy, allowing the insurer to recover the balance decretal amount from the insured.
Final Decision: The court dismissed the appeal filed by the Insured and partly allowed the appeal filed by the Insurer, modifying the compensation awarded by the Claims Tribunal and allowing the insurer to recover the balance decretal amount from the insured.
JUDGMENT
Gaurang Kanth, J.
1. In MAC.APP. 925/2014, the Insurance Company and in MAC.APP. 447/2015, the owner of the offending vehicle, are assailing the Award dated 13.08.2014 passed by the Court of Sh. S.C. Malik, Judge, Motor Accident Claims Tribunal, (Central- District), Delhi ("Claims Tribunal") in Suit No. 77/2011 titled as Sh. Surendra Singh Anand v. Smt. Gurvinder Kaur & Ors. ("Impugned Award"), whereby the learned Claims Tribunal awarded an amount of Rs. 33,75,000/- as compensation to the Claimants with an interest @ 9% per annum, from the date of filing the petition, i.e. 07.02.2011, till its realization. Both the Insurer and the Insured (Owner) vide both the appeals are seeking the dismissal of the Impugned Award.
2. The facts germane to both the appeals as noted by the learned Tribunal are hereunder:
"2. Brief facts of this case giving rise to the present claim petition are that as on 18.06.2009 deceased Sh. Amarpreet Singh was coming from Sector 7. Faridabad, Haryana to his house along with his two friends namely Pankaj Yadav and Ishan Bhutani on his Bajaj Discover motorcycle bearing registration No.HR 51 V8639. `When they reached near Prompt Company in front of Shri Ganesh Dharam Kanta, Sector-4, Faridabad. Haryana, then the driver of the offending Tata Trolla vehicle bearing registration No.HR 38 N8483 who was reversing his vehicle without any indication in a rash and negligent manner hit the motorcycle of the deceased. As a result thereof all the occupants of the motorcycle fell down on the road and deceased Sh. Amarpreet Singh was crushed under the rear wheels of the offending vehicle. He was rushed to Sarvoday Hospital. Sector-8, Faridabad, Haryana, where during his treatment he died on 19.06.2009. FIR No.227/2009 dated 19.06.2009 U/s 227,337,304-A IPC was registered at Police Station Sector-7, Faridabad Haryana."
3. Subsequently, the Claimants preferred an application under Sections 166 and 144 of the Motor Vehicles Act, 1988 ("Act") praying for a compensation of Rs. 2,00,000,000/- (Two Crores only) on various counts before the learned Claims Tribunal. It is pertinent to note here that at the time of accident, Sh. Amarpreet Singh/deceased was aged 21 years (D.O.B 17.06.1988). The deceased was doing his Engineering Course (B-tech third year) in Electronics & Instrumentation from Manav Rachna College of Engineering.
4. The Driver and Owner of the offending vehicle did not contest the case and were proceeded ex-parte vide order dated 11.07.2011. Pertinently, the Claim petition was contested by the Insurer of the offending vehicle.
5. The Insurer in its written statement stated that the accident took place because of the rash and negligent driving by the deceased/Amarpreet Singh. It was further stated by the Insurer that the amount claimed by the Claimants was highly exorbitant, unjust and unfair. Pertinently, it was admitted by the Insurer that the offending vehicle bearing registration No.HR 38 N8483 was insured with them vide policy No. 361100/31/08/6700004708 w.e.f. 07.01.2009 to 06.01.2010 in the name of the owner - M/s Lauls Ltd. clearly covering the date of accident.
6. Vide order dated 11.07.2011, following issues were framed by the learned Claims Tribunal for adjudication:
"(i) Whether the deceased Shri Amarpreet Singh had died due to the injuries sustained by him in an accident which took place on 18.06.2009 because of rash and negligent driving of vehicle bearing registration No.HR 38 N8483 by Respondent No. 1?
(ii) Whether the petitioners are entitled to any compensation, if so, to what amount and from whom?
(iii) Relief."
7. In support of the Claim Petition, the Claimants have examined three witnesses namely Sh. Surendra Singh Anand as PW-1, Sh. Angel Roy as PW-2 and Sh. Ram Nivas as PW-3.
8. The Insurer examined two witnesses i.e Ms. Rachna, Administrative Officer of the National Insurance Company Ltd. as R3W1 and Sh. Bharat Saraswat, Junior Assistant from the Office of RTO, Agra, Uttar Pradesh
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