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2025 Supreme(Chh) 313

HIGH COURT OF CHHATTISGARH AT BILASPUR
PARTH PRATEEM SAHU, J.
Capri Global Housing Finance Limited Through Its Regional Legal Manager Sandeep Kumar Dixit – Petitioner 
Versus
State of Chhattisgarh Through The Secretary, Department Of Revenue – Respondent
WPC No. 6094 of 2025
Decided On : 21-11-2025

Advocates Appeared:
For the Petitioner:Mr. Ritesh Sharma, Advocate
For the Respondent: Mr. Pranjal Shukla, Panel Lawyer

District Magistrate must execute possession orders under Section 14 of the Act within 30 days, extending up to 60 days only if reasons are recorded.

Headnote:(A) Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 - Section 14 - Petition for possession of mortgaged property - Petitioner, a secured creditor, seeks direction for compliance with order directing possession delivery under Section 14 - Delay of over four months in delivering possession is contrary to statutory mandate. (Paras 1-9)

(B) District Magistrate’s Obligations - Role of the District Magistrate in delivering possession of secured assets as mandated under Section 14 requires action within a specified timeframe.

Findings of Court:
Court emphasizes the importance of adhering to timelines for execution of possession orders in favor of secured creditors.

Issues: The primary issue addresses the delay in executing the order for possession and the obligations of the District Magistrate.

Ratio Decidendi: The court holds that the statutory requirement for timely possession under Section 14 must be adhered to and directs action to comply within 30 days.

Result: Writ petition is disposed of with directions to respondents to execute the order.

Table of Content
1. petition for possession of mortgaged property. (Para 1)
2. district magistrate's order under section 14. (Para 2)
3. state's non-objection to petitioner's request. (Para 3)
4. interpretation of section 14 of the act of 2002. (Para 4 , 5 , 6)
5. delay in possession delivery violates statutory timelines. (Para 7 , 8)
6. direction to execute the order promptly. (Para 9)
7. issuance of certified copies as per rules. (Para 10)

Order :

Parth Prateem Sahu, J.

1. Petitioner has filed this petition praying for following reliefs:-

“10.1 That, this Hon’ble Court may graciously be pleased to issue an appropriate writ, order, or direction to the Tahsildar Raipur, District Raipur to assist in handing over lawful possession of the mortgaged immovable property to the petitioner, in compliance with the order passed by Learned Chief Judicial Magistrate Raipur in MJC Criminal No.1954/2024 under Section 14 of the SARFAESI Act, 2002 within a period of two weeks, in the interest of justice.

10.2 That, this Hon'ble Court may graciously be pleased to issue an appropriate writ, order, or direction to the Tahsildar Raipur, District Raipur, in light of the judgments passed in AU Small Finance Bank Limited (Supra) and PNB Housing Finance Ltd. (supra), directing that after obtaining an order under Section 14 of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, the secured creditor shall not be compelled to run from pillar to post for execution of such order, and further directing the Tahsildar to ensure timely and effective execution of the said order, in the interest of justice.

10.3 That, any other relief/order which may deem fit and just in the facts and circumstances of the case may also be granted in favour of the petitioner with cost"

2. Learned counsel for petitioner submits that petitioner being a secured creditor submitted an application before the District Magistrate under Section 14 of the Secularization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short ‘the Act of 2002’), which came to be allowed vide order dated 8.7.2025 directing the respondent No.2 Tahsildar to handover vacant physical possession of the secured assets to the petitioner and for that purpose he may take help of the police. Thereafter, petitioner requested so many times to respondent No.2 for compliance of the order dated 8.7.2025, but except issuing memo dated 2.9.2025 to the Maal Jamadar, respondent No.2 is not taking any steps to execute the order dated 8.7.2025 Hence, a direction be issued to the respondent No.2 to take steps for compliance/execution of the order dated 8.7.2025 within specified time.

3. Learned State Counsel submits that as the petitioner is not pressing this writ petition on merits and only seeking a direction to respondent No.2 to comply with the order dated 8.7.2025 passed under the provisions of Section 14 of the Act of 2002, he is having no objection.

4. I have heard learned counsel for the parties and perused the documents annexed with writ petition.

5. Section 14 of the Act of 2002 reads thus:-

“14.Chief Metropolitan Magistrate or District Magistrate to assist secured creditor in taking possession of secured asset.- (1) xx xx xx

Provided, further that on receipt of the affidavit from the Authorised Officer, the District Magistrate or the Chief Metropolitan Magistrate, as the case may be, shall, after satisfying the contents of the affidavit pass suitable orders for the purpose of taking possession of the secured asset within a period of thirty days from the date of application:

Provided also that if no order is passed by the Chief Metropolitan Magistrate or District Magistrate within the said period of thirty days for reasons beyond his control, he may, after recording reasons in writing for the same, pass the order within such period not exceeding in the aggregate sixty days.”

6. A bare glance of Section 14 would show that when an application is s

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