IN THE HIGH COURT OF DELHI
Sanjeev Sachdeva, J.
Magma HDI General Insurance Co. Ltd. - Appellant
Versus
Meena Kumari @ Meenu - Respondent
MAC.APP. 122 of 2020
Decided On : 31-08-2021
| Table of Content |
|---|
| 1. challenge regarding compensation for loss of affection. (Para 4 , 5 , 6) |
| 2. application of supreme court precedents in compensation. (Para 7 , 13 , 14 , 15 , 16) |
| 3. assessment and distribution of compensation to dependents. (Para 8 , 9 , 10 , 11 , 12) |
| 4. court's affirmation of tribunal award and dismissal of appeal. (Para 17 , 18) |
| 5. direction for disbursal of compensation amount. (Para 19 , 20) |
JUDGMENT
Sanjeev Sachdeva, J. (Oral)
CM. APPL.28779/2021 (for release of amount by R-1)
1. Issue notice. Notice is accepted by learned counsel for the appellant.
2. Learned counsel for the parties pray that the appeal be taken up for hearing today.
3. In view of the above, the application is disposed of. The appeal is taken up for hearing today. The next date of 29.09.2021 is cancelled.
MAC.APP. 122/2020
4. Appellant impugns award dated 02.12.2019, whereby claim petition has been allowed and compensation awarded.
5. The only ground of challenge by the appellant to award is towards award of sum of Rs.1,50,000/- under the head of `loss of love and affection to children and parents of the deceased. There is no challenge to the factum of the accident, negligence or the quantum apart from the above.
6. The deceased was coming on his motorcycle from Dhansa Border village Badli side. A Tata Canter being driven in a rash and negligent manner by its driver, hit the motorcycle, as a result of which, the deceased fell down on the road, sustained fatal injuries and died at the spot.
7. The Tribunal has found the driver of the offending vehicle to be rash and negligent and accordingly held the driver and owner and consequently the insurance company liable as the vehicle was admittedly insured with the appellant insurance company at the time of the accident.
8. The deceased has left behind a widow, three children and parents.
9. The Tribunal assessed the income of the deceased at Rs.8554/- per month and deducted 1/4th towards personal expenses keeping in view the number of dependant family members and applied the law laid down by the Supreme Court in Sarla Verma & Ors. Vs. Delhi Transport Corporation & Anr., (2009) 6 SCC 121.
10. The Tribunal has further applied the principles laid down in National Insurance Company Ltd. Vs. Pranay Sethi, (2017) 16 SCC 680 for assessment of compensation.
11. Under the head of `loss of consortium', a sum of Rs.40,000/- has been awarded to the wife of the deceased.
12. Insofar as the three children and parents are concerned, they have been awarded a sum of Rs.30,000/- each under the head of `loss of love and affection'.
13. The Tribunal has applied the ratio of the judgment of the Supreme Court in Magma General Insurance Co. Ltd. Vs. Nanu Ram, (2018) 18 SCC 130.
14. The judgment in Magma General Insurance Co. Ltd. (supra) has been applied by the Supreme Court in United India Insurance Company Ltd. Vs. Satinder Kaur @ Satwinder Kaur, 2020 SCC OnLine SC 410.
15. The Supreme Court in Magma General Insurance Co. Ltd. (supra) has held that the word `consortium' means spousal consortium, parental consortium and filial consortium and accordingly held that both parents as well as the children of the deceased would be entitled to be awarded loss of consortium under the head of `parental consortium' and `filial consortium' respectively.
16. Though in Magma General Insurance Co. Ltd., the Supreme Court, applying the ratio of the decision in Pranay Sethi (supra), awarded a sum of Rs.40,000/- for each of the children, in the present case the Tribunal has awarded a sum of Rs.30,000/- each. Since there is no cross-appeal filed by the claimants, I am not inclined to interfere in the award of sum of Rs.30,000/- each per claimant i.e. children and parents of the deceased.
17. In view of the above, I find no ground to interfere with the impugned award as the same is a well-reasoned awarded and has correctly applied the ratio of the decisions of the Supreme Court referred to hereinabove.
18
AI
The award of compensation for loss of love and affection is justified and based on established legal principles, providing specific amounts for family members as per judicial precedents.
Compensation for loss of love and affection cannot be separately awarded when it is already included in loss of consortium, as established by recent Supreme Court rulings.
The main legal point established in the judgment is the modification of compensation amounts for loss of consortium and love and affection based on relevant legal provisions and settled legal princip....
The court established the necessity of accurately assessing a deceased's income for determining compensation, highlighting the importance of calculating future prospects and addressing familial loss ....
The court confirmed the compensation awarded towards loss of consortium and set aside the compensation awarded towards loss of love and affection based on the interpretation of consortium under the M....
The main legal point established in the judgment is the assessment of the deceased's income and the determination of compensation based on relevant legal principles and court decisions.
Compensation for loss of dependency in motor accident claims must accurately reflect legal precedents regarding deductions and include adequate compensation for consortium over love and affection.
The main legal point established in the judgment is the application of principles for determining compensation under various heads as per the Motor Vehicles Act, 1988 and relevant Supreme Court decis....
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