ORDER

M.J. Mehta, Judicial Member.—The present appeal is preferred by the appellant, being aggrieved with the judgement and order dated 16/02/2019 passed by the Ld. District consumer commission, Ahmedabad City (main) in the Case No. 36/2016.

2. The present appellants are the original opponents and the respondent is the original complainant in the judgement and order passed by the Ld. District Commission, Ahmedabad City (Main) in Complaint No. 36/2016. The parties will be referred as per their original nomenclature for the sake of convenience.

3. Brief facts of the case: The complainant’s husband Zuberbhai had purchased Mahindra SUV 500 bearing Registration No.GJ 09 BB 3871 and obtained vehicle insurance bearing Policy No.2011/400205/14/10088305/00/000 from the opponents for a period from 31/01/2015 to 30/01/2016 for IDV (Insured Declared Value for short) of Rs.11,92,500/- (Eleven Lakh Ninety- two Thousand five hundred) with zero depreciation.

4. The incident has taken place on 28/03/2015, when the complainant’s husband and his friends were travelling to Mumbai for offering prayers to Siddhi Vinayak Ganpati temple. During this journey complainant’s husband’s vehicle collided with th