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R. N. MEHTA, P. R. SHAH
Oriental Insurance Co. Ltd. – Appellant
Versus
Harinagar Grahak Suraksha Mandal – Respondent


Advocates:
Counsel for the Parties:
For the Appellant:Mr. R. P. Raval, Ld. Advocate
For the Respondent:Mr. N. P. Pandya/A. N. Parikh, Ld. Advocate

ORDER

P.R. Shah, Member.—The present appeal is filed by the appellant being aggrieved and dissatisfied with the order passed by the Ld. District Consumer Disputes Redressal Commission of Vadodara (Additional) dated 29.01.2015 in complaint no.147/2007.

2. When matter came up for hearing Ld. Adv. Mr. R.P. Raval for the appellant was present. None appeared for the respondent.

Impugned judgment

3. Ld. District Commission vide its order which is under challenge, directed the opponent Insurance Company to pay to the complainant, Rs 4,91,284/-for damage to stock, Rs1,03,008/-for damage to furniture minus Rs 3000/-salvage coming to a total of Rs.5,91,292/- at 9% interest from 22.08.2005, and Rs.2,500/- as mental harassment and Rs.2,500/- for litigation costs.

Facts of the case

4. The complainant had obtained an insurance policy for his shop “Dipak Grain Shop” situated at the address mentioned in the complaint for the period 18.01.2005 to 17.01.2006. The sum insured of the policy bearing no.2000228 is Rs.16,75,000/-. Due to heavy rain and flood during 29.06.2005 to 02.07.2005, complainant’s shop was inundated in water and had therefore suffered heavy loss. Complainant informed the opponent

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