ORDER

Kumkum Rani, Judicial Member II)—This appeal under Section 15 of The Consumer Protection Act, 1986 has been directed against the judgment and order dated 17.10.2018 passed by the learned District Consumer Disputes Redressal Forum, Dehradun (hereinafter to be referred as the District Commission) in consumer complaint No. 50 of 2013 styled as M/s Negi Digital and Anr. Vs. United India Insurance Co. Ltd., wherein and whereby the complaint was allowed.

2. The facts giving rise to the present appeal, in brief, are as such that the complainant took a policy of Standard Fire and Special Perils Policy from the opposite party vide policy No. 020500/12/11/1200000044 for the year 2011-2012, but due to excessive rain flood occurred in Mohabbewala due to which boundary wall of the property of the complainant collapsed due to which one of the passerby also succumbed to injury. The complainant made a claim with the opposite party on dated 01.08.2011 and gave all the information as requested by the opposite party alongwith necessary forms required. The surveyor of the opposite party inspected the property and submitted the report on dated 11.02.2012 and in the said report of the surveyor has