ORDER

AVM J. Rajendra, AVSM, VSM (Retd.), Member—The present First Appeal has been filed under Section 19 of the Consumer Protection Act, 1986 (“the Act”) against the Order dated 31.05.2017 passed by the learned State Consumer Disputes Redressal Commission, Uttarakhand (“the State Commission”), in Consumer Complaint No. 10 of 2014, wherein the Complaint filed by the Complainants (Respondents No.1 & herein) was partly allowed.

2. As per the Report of the Registry, there is 27 days of delay in filing of the Appeal and was condoned vide order dated 20.11.2018.

3. For Convenience, the parties in the present Appeal are referred to as mentioned in the Complaint before the learned State Commission. “Food Court The Company Garden Society & Anr.” is referred as the Respondents No.1&2/Complainants and “Universal Sompo General Insurance Co. Ltd.” is referred to as the Appellant/ Opposite Party No.1 or Insurer in this matter and “Allahabad Bank” is referred to as the Respondent No.3/Opposite Party N0.2.

4. Brief relevant facts of the case as per the Complainants are that the Complainant No. 1 is a Society and Complainant No. 2 Secretary of the Complainant No. 1-Society. The Complainant No. 1 c