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GAUTAM CHOURDIYA, GOPAL CHANDRA SHIL
Cholamandalam MS General Insurance Company – Appellant
Versus
Pramod Dahire – Respondent


Advocates:
Counsel for the Parties:
For the Appellant:Shri D.L. Dewangan, Advocate
For the Respondent No.1:Shri Ramnarayan Shrivas, Advocate
For the Respondent No.2:Shri M.L. Yadav, Advocate

JUDGMENT

Gautam Chourdiya, President—This appeal, filed under Section 15 of the Consumer Protection Act 1986 (hereinafter called “the Act” for short) is directed against order dated 25/10/2019 passed by District Consumer Disputes Redressal Commission, Bilaspur (hereinafter referred as to “District Commission” for short), in Complaint Case No.CC/2017/26, whereby the complaint filed by the respondent No.1 herein alleging deficiency in service and unfair trade practice on the opposite parties in non-payment of insurance claim of his stolen vehicle was partly allowed and the opposite party No.1/ insurance company was directed to pay within 45 days the IDV of the vehicle Rs.4,91,410/- (Four Lacs Ninety One Thousand Four Hundred & Ten) with normal interest @ 9 % p.a. from the date of incident of theft of vehicle i.e. 06.10.2015 along with compensation for mental agony Rs.25,000/- (Twenty Five Thousand) and cost of litigation Rs.3,000/- (Three Thousand). Aggrieved, the insurance company has preferred this appeal.

2. In nutshell the facts of the case are that the complainant/ respondent No.1 herein purchased a tractor with the help of finance of Rs.4,20,000/- provided by the opposite party

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