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SUBHASH CHANDRA, J. RAJENDRA
Goyal Energy & Steel Pvt. Ltd. – Appellant
Versus
Chairman cum Managing Director – Respondent
JUDGMENT
AVM J. Rajendra, AVSM VSM (Retd.), Member—The Appellant filed the instant First Appeal against the Order dated 29.06.2015 of the State Consumer Disputes Redressal Commission, Chhattisgarh (“State Commission’) in Consumer Complaint No.14/15, wherein the State Commission dismissed the Complaint.
2. As per Registry report, there is 13 days delay in filing this Appeal. For reasons stated in IA No.5538/2015 the delay is condoned.
3. For convenience, the parties in the present matter are being referred to as per position held in the Consumer Complaint.
4. Brief facts of the case, as per the complainant, are that the OPs issued a Standard Fire and Special Perils Insurance Policy No.191300/11/2014/221 in favour of the complainant. The said policy remained in force from 12.10.2013 to 11.10.2014 and covered various risks, including a specific coverage of Rs.9,50,00,000/- for loss due to spontaneous combustion of sponge iron, for which an additional premium of Rs.47,500 was paid. In the morning of 04.11.2013, flames were observed emanating from the sponge iron heap at the factory of the complainant by the Production Manager, Mr. Sharad Diwan, who immediately reported the same to Mr.
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