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SUBHASH CHANDRA, J. RAJENDRA
Dimple Drums & Barrels Pvt. Ltd. – Appellant
Versus
Bajaj Allianz General Insurance Co. Ltd. – Respondent


Counsel for the Parties:
For the Complainant:Mr. Aditya Swarup, Advocate (VC) Mr. Harshit Singh, Advocate
For the Opp. Party:Mr. Naresh Kaushik, Sr. Advocate with Ms. Shivani Sharma, Mr. Annd Singh, Ms. Priya Bhatnagar, Mr. Ankit Chaturvedi and Ms. Aishwarya Mishra, Advocates

JUDGMENT

AVM J. Rajendra, AVSM VSM (Retd.) Member—This consumer complaint has filed under Section 21(a) of the Consumer Protection Act, 1986, against the Opposite Party (OP) Bajaj Alliance General Insurance Company Ltd. alleging deficiency in service wherein, the complainant contended that the rightful insurance claim is denied and sought the following reliefs:—

A. To direct the opposite party to pay the complainant an aggregate amount of Rs.3,70,05,039 as per the particulars of the claim made along with interest @ 18% per annum on Rs.3,70,05,039 towards both the Insurance Policies No.OG-13-1901-4001-00000797 and Insurance Policy No.OG-14-1901-4002-00000014;

B. Award of compensation to the of Rs.25,00,000; and costs.

2. Dimple Drums and Barrels Pvt Ltd, the complainant has been in the business of manufacturing steel barrels since the year 1978 from a plot situated in Glasunde village, Mumbai. The Plot had the structures of the manufacturing plant delineated as unit No.1, 2, 3 and 4. separately and was provided with a boundary wall. It is the contention of the complainant that the existing structures in the plant as of the year 1997 was Unit No.1 was used for engineering activity of

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