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SADHNA SHANKER, SAROJ YADAV
Royal Sundaram General Insurance Company Ltd. – Appellant
Versus
S. Karthikeyan (Since deceased through LR) – Respondent
ORDER
Dr. Sadhna Shanker, Member—This revision petition has been filed under section 21(b) of the Consumer Protection Act, 1986 (in short, the ‘Act’) challenging the order dated 19.10.2022 passed in first appeal No.148 of 2015 of the Circuit Bench of Tamil Nadu State Consumer Disputes Redressal Commission, Madurai (in short, the ‘State Commission’) vide which the appeal of the appellant/complainant was allowed and the Order dated 22.04.2015 of the District Consumer Disputes Redressal Forum, Madurai (in short, the ‘District Forum’) in Consumer Complaint No.113 of 2010 was set aside.
2. We have heard the learned counsel for the petitioner (hereinafter referred to as the ‘insurance company’) and perused the record. The respondent No.1 (hereinafter referred to as the ‘complainant’) was proceeded ex-parte vide order dated 13.01.2025 and the respondents No.2 (hereinafter referred to as the ‘doctor’) and the respondent No.3 (hereinafter referred to as the ‘hospital’) were proceeded ex-parte vide order dated 04.04.2025.
3. Brief facts of the case are that complainant obtained a “Health Shield Plan” Insurance Policy bearing No.HS001105644000100 on 17.10.2006, which policy was subject to ann
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